Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Global Payments’ latest report projects UK digital‑wallet transactions to surge from $342 bn in 2025 to $575 bn by 2030, a 68% increase. Adoption spans generations, with two‑thirds of 18‑24‑year‑olds and nearly a third of 55‑64‑year‑olds naming wallets their preferred method. While direct card usage is set to dip, card‑linked wallets continue expanding, and cash’s share of POS payments will modestly fall to 7% by the decade’s end. BNPL is also gaining ground, reaching $42 bn in e‑commerce value by 2030.
Pleased to see the launch of FNZ Select, our new premium service proposition. It builds on the progress we have made to strengthen our global service model and platform capabilities, raising the baseline of service delivered to all clients and...
Dynamic, now part of Fireblocks, has launched embedded wallet infrastructure for The Open Network (TON) within Telegram Mini Apps. The solution lets developers automatically generate and manage TON wallets, eliminating the need to build custom wallet, contract, and transaction layers....
Russia’s government approved draft bills that force all domestic crypto trades through licensed exchanges, custodians or approved banks, capping retail purchases at 300,000 rubles (about $3,700) per year and requiring a competency test. Qualified investors receive broader access, while residents...
Russia’s state‑backed fintech A7 has built a crypto‑based sanctions‑evasion network centered on the ruble‑linked token A7A5. Backed by Promsvyazbank and the Kyrgyz firm Old Vector, the platform lets Russian firms swap rubles for A7A5 and instantly convert to dollar‑pegged stablecoins...
International Holding Company (IHC) has received regulatory clearance to buy a 41.5% stake in Sammaan Capital Limited for roughly $1 billion. The deal, executed in stages, will make IHC a promoter with board control, signaling a major private‑equity‑style entry into India's...
Franklin Templeton announced a partnership with Ondo Finance to issue five tokenised exchange‑traded funds, among them a high‑yield corporate bond ETF. The move comes as bond yields climb and investors seek fixed‑income exposure through blockchain‑based products.
The Federal Trade Commission has mailed warning letters to the CEOs of Mastercard, Visa, PayPal and Stripe, telling them to stop blocking payments for adult‑oriented games on Steam. The move follows a 2025 dispute in which Mastercard‑linked processors forced Valve...
SoFi Technologies' shares have tumbled 35% year‑to‑date, trading at $16.90 after the digital bank reported record Q4 revenue but warned that inflation, oil price spikes and the lingering Iran conflict are dampening borrowing and spending. The decline highlights the clash...
The U.S. Securities and Exchange Commission released a 68‑page policy package that insulates cryptocurrencies from a range of existing regulations. The move follows a wave of enforcement dismissals and signals a coordinated shift with the CFTC, prompting both industry optimism...
U.S. merchants paid a record $198.25 billion in credit and debit card swipe fees in 2025, according to the Merchants Payments Coalition. The total represents a 5.9% jump from 2024 and an 80% increase since the pandemic, with fees climbing 219%...
Modern client lifecycle management (CLM) software is emerging as a solution to the fragmented, multi‑system processes that banks use for prospecting, onboarding, compliance and ongoing relationship management. By unifying these stages on a single platform, CLM reduces the months‑long onboarding...
Bachatt, an AI‑driven savings and wealth platform focused on India’s self‑employed, closed a $12 million Series A round led by Accel, with Lightspeed and Info Edge Ventures also participating. The funding follows a $4 million seed raise last year and will be used...
The OCC has seen a surge in U.S. bank charter applications, receiving more in the last six months than in the previous four years combined. Major foreign neobanks such as Brazil's Nubank, Europe's Revolut, and the Dutch Bunq are among...
FinTech partnerships with credit unions surged nearly 20% last year, shifting from a supplemental tactic to a core modernization strategy. Credit unions favor these alliances for speed, with 56% crediting FinTechs for faster, larger‑scale innovation. Payments and data analytics dominate...
A February PYMNTS Intelligence report, conducted with Mastercard and surveying 412 U.S. SMB owners in December 2025, finds that nearly half of small and medium‑sized businesses are eager to cut reliance on cash and checks. Cash still dominates daily transactions,...
In this inaugural episode of JPMorgan’s EMEA in Conversation, Stu Cofer and Alison Livesey discuss how Europe’s payments landscape is rapidly accelerating, driven by instant payments, evolving regulations like PSD3, and a push toward interoperability and programmable finance. They highlight...
Razorpay has launched “Passkey,” an RBI‑compliant biometric authentication solution for online card payments, developed with Mastercard and slated to integrate Visa soon. The technology leverages device‑bound fingerprints or facial scans, removing the need for one‑time passwords that cause roughly 35%...
Fintech executives are being urged to move beyond a one‑size‑fits‑all approach to digital‑asset storage as transaction volumes surge to half a million Bitcoin moves daily. The article outlines five distinct crypto‑wallet models—custodial, non‑custodial, hot, cold, and multi‑signature—that differ in control,...
In this episode, Kevin Appleby talks with Kate Hayward, Managing Director of Xero UK, and David Tuck, founder of Mayday, about how finance teams can scale beyond $100 million in revenue while staying on Xero instead of migrating to a traditional...
A recent panel of regulators, crypto technologists, legal experts and bank executives debated the looming inheritance crisis in digital assets. Participants highlighted that lost private keys can render cryptocurrency permanently inaccessible, leaving heirs unable to claim rightful wealth. While self‑sovereignty...
Wio Bank, launched in Abu Dhabi in 2022, is the region’s first fully digital, platform‑based bank backed by ADQ and FAB. It began with a focus on SME and creator banking and now serves over 400,000 customers, achieving profitability in...
More than 47,000 Hong Kong taxi drivers have installed the commercial Octopus app or mobile POS devices ahead of new e‑payment regulations that require each cab to offer at least two digital payment options. The Transport Department opened service stations...
In this episode of FinTech Confidential, host Ted Huff talks with Niv Liren, Chief Product and Technology Officer at Unser, about the company’s ambitious effort to merge 13 acquired payment and commerce solutions into a single unified platform serving over...
MobiFone Digital Payments (MDP), a joint‑stock company backed by MobiFone Telecommunications, received a State Bank of Vietnam license on November 27, 2025 to offer financial switching, electronic clearing, payment gateway and collection services. The launch aims to build Vietnam’s fourth‑generation...
Just joining the complex Apple Card ecosystem? It's smart to learn how to move your money around, including funding your Apple Cash. Here's a primer that explains how everything interrelates and how to maximize your rewards: https://t.co/ZPP9OBmb9Y #applecard #applecash #banking...
AI agents are now moving capital autonomously, turning complex arbitrage strategies into simple commands and democratizing access to sophisticated finance. Users have seen outsized returns, such as a $300 investment growing to over $2.3 million in four months, thanks to rapid,...
Valinor, a fintech founded by former Blackstone private‑credit staff, closed a $25 million seed round led by Castle Island Ventures. The capital will fund a blockchain‑driven lending platform that seeks to automate private‑credit workflows and serve real‑economy borrowers. Investors see the...
1inch announced that AI agents can now access its full suite of 15 APIs via the 1inch MCP, enabling real‑time swap execution, portfolio analysis and on‑chain transactions. The move positions the DeFi platform as the backbone for the emerging “agent...
FinovateSpring 2026 will convene in San Diego May 5‑7, spotlighting eight fintech trends shaping the industry. Highlights include the rise of agentic AI, expanding stablecoin adoption, and banks leveraging embedded finance and hyper‑personalized customer experiences. Sessions also address US open‑banking...
The bipartisan Mined in America Act, sponsored by Senators Bill Cassidy and Cynthia Lummis, proposes a voluntary certification program for U.S. crypto‑mining facilities. It seeks to eliminate hardware sourced from geopolitical adversaries while providing federal energy grants and technical assistance...
The Bank of England has opened nominations for a new RTGS CHAPS Industry Forum, seeking about 15 senior external members from banks, fintechs, large corporates and other stakeholders. The advisory body will help shape the design, development and operation of...
Tim Draper told Benzinga that Bitcoin will eventually reshape the financial system, likening its adoption to people still riding horses after the automobile arrived. He highlighted that AI is currently in an "assist" phase, enhancing rather than replacing banking processes....
Nigeria’s central bank unveiled a Payments System Vision at the Africa Capital Forum, prompting fintechs to rush for banking and payment licences. The move coincides with $706.84 million of foreign capital entering the country’s banking recapitalisation, underscoring the high stakes for...
Bureau Veritas and Trade Technologies have formed a partnership to embed inspection and conformity documents directly into trade‑finance workflows. The integration targets document‑heavy markets in the Middle East and Africa, aiming to speed up letter‑of‑credit (LC) processing and reduce compliance...
LatAm fintechs eyeing the U.S. market face a choice between obtaining their own state money‑transmitter license—often starting in Florida—or partnering with Banking‑as‑a‑Service (BaaS) providers. A Florida license costs roughly $10,000‑$50,000, while a national rollout can exceed $250,000 in fees and...
LoanDepot has launched Olive Branch Home Loans, a mortgage affiliate for West Texas builder Betenbough Cos., which sells over 2,000 homes annually across eight sales centers. The partnership gives Betenbough access to LoanDepot’s wholesale infrastructure, technology and customer‑service expertise while...
Switzerland’s payment landscape remains dominated by cash and debit cards, with mobile wallets such as Apple Pay and Twint capturing only 17% of transactions in 2025, a slight decline from the previous year. Debit cards lead at 37% of all...
Bureau Veritas and Trade Technologies have signed a strategic agreement to embed inspection and conformity certificates directly into letters of credit workflows. The integration automates document validation, cutting delays that traditionally slow export shipments. By combining Bureau Veritas' inspection expertise...
Congress is moving ahead with the GENIUS Act, establishing a federal framework for dollar‑backed stablecoins that includes reserve backing, consumer protection, and cross‑border efficiency. The White House and Treasury have labeled these stablecoins as the next wave of payment innovation...
BetMGM announced it will no longer accept credit‑card payments for its online sportsbook, following a Pennsylvania regulator‑imposed settlement over fraud and inadequate identity verification. The Pennsylvania Gaming Control Board fined the operator $100,000 after uncovering schemes where fraudsters opened hundreds...
When Conversational AI Meets the Courtroom: Why Expert Witnesses Matter for Financial Services Question: if agentic AI becomes standard for financial advice, who's liable when the agent hallucinates? Expert witnesses assess training data + logs to reconstruct chatbot behavior, determine foreseeability...
Americans do have the right to know exactly where our tax dollars are going. Test out a CBDC on the government https://t.co/670p3X4NoE
Hyperliquid Strategies Inc. (NASDAQ: PURR) debuted options trading on its common shares on the Nasdaq Options Market, pairing the launch with a $30 million share repurchase program. The move is designed to deepen liquidity, broaden crypto exposure for institutional and retail...
The people surprised by this have yet to learn of the cost of doing business and just how much a payment provider does for them. $17k on $600k revenue isn’t something you complain about out. You price it in.
Customers expect their financial institution to use the data they already have to help them, not just react when problems occur. If your bank isn’t proactive, someone else will be. https://t.co/lAKdvKwfQg
Sumsub, a global verification and anti‑fraud platform, has partnered with Approvely to embed its KYC and AML screening directly into Approvely’s payments and risk‑management stack. The integration gives gaming merchants a single, compliant path from identity verification to transaction processing...
Kind of crazy, given Wells Fargo’s history, that Bilt users had to opt OUT of receiving a WF card during the “Bilt 2.0” transition https://t.co/j8RxDGWQh5
The neobank era taught us one thing: People don't want to think about money Agentic finance takes that to its logical conclusion Zero cognitive load Zero manual intervention Zero friction We're not building better apps We're building systems that make apps obsolete
Wirex has deepened its partnership with Crossmint to fuse its card‑issuance platform with Crossmint’s smart‑wallet and stablecoin‑orchestration layer. The integration lets fintechs and consumers spend stablecoins directly from digital wallets without juggling separate wallet and card providers. Crossmint will manage...
