Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Mastercard and Banco Santander completed Europe’s first live end‑to‑end payment executed by an AI agent, leveraging Santander’s payment network and Mastercard’s Agent Pay protocol. Visa launched the Agentic Ready programme to ready issuers for agent‑initiated commerce across Europe, enlisting major banks such as HSBC UK and Barclays. HSBC appointed David Rice as its inaugural chief AI officer to scale generative AI tools across the bank, while Finastra opened an AI Centre of Excellence led by Chris McClellen. Santander also piloted AI‑driven purchases in five Latin American markets, demonstrating cross‑border agentic commerce potential.
Charles Schwab introduced the Schwab Teen Investor account, a joint brokerage with no minimum deposit and commission‑free equity trades for 13‑17‑year‑olds. The product includes a $50 fractional‑share bonus for completing an education course and is backed by survey data showing...
Mastercard has launched an AI‑powered Virtual CFO service aimed at small‑business owners, offering automated cash‑flow insights and decision support. The tool is bundled with Recorded Future’s threat‑intelligence platform, signaling a push into finance automation and cybersecurity for merchants.
The White House announced that entrepreneur David Sacks will serve as co‑chair of the President’s AI and Crypto Advisory Council, a step that deepens government involvement in artificial‑intelligence policy and cryptocurrency regulation. Details of the council’s mandate and funding were...
Coinbase, mortgage platform Better Home & Finance and government‑sponsored Fannie Mae announced a pilot that lets homebuyers use Bitcoin or USDC as collateral for down‑payment loans. The product keeps crypto holdings intact, avoids taxable sales and marks the first integration...
Artificial intelligence is now integral to Digital Communications Governance and Archiving (DCGA) in financial services, automating the monitoring, summarising, and risk detection of employee communications across text, voice, video and AI‑generated content. Theta Lake showcases six real‑world use cases, from...
The Philippines is rapidly transitioning to a cashless economy, driven by e‑wallets, QR codes and online shopping. Alongside this shift, virtual credit products—instant, app‑based loans and digital credit cards—are gaining traction, with fintech platforms reporting double‑digit growth in approvals. Consumers...
Uncia, an AI‑native lending‑technology platform, closed a $3 million seed round led by Hyderabad‑based venture capital firm Pavestone. The capital will fuel accelerated growth in India and support expansion into the MENA region and North America. Founded in 2020, Uncia offers...
FiatPe has been named the official payments partner of the Mumbai Indians for the IPL 2026 season. The fintech will roll out QR, POS and card‑based solutions across matchday venues, covering food, beverage and merchandise counters. By handling the surge of...
Lloyds Banking Group disclosed that a technical failure in its mobile app on March 12 exposed transaction data for nearly half a million customers across Lloyds, Halifax and Bank of Scotland. About 447,936 users saw rogue transactions, and 114,000 inadvertently...
XTransfer’s Chief Strategy Officer Neil Ni joined the Remittances Roundtable at the Inclusive FinTech Forum 2026 in Kigali, discussing how policy, interoperability and corridor liquidity can accelerate cross‑border flows for African SMEs. The panel highlighted the Kenya‑Rwanda cross‑border payment access initiative,...
Ping An Digital Bank unveiled a new brand identity that highlights its deep ties to Ping An Group and its integrated insurance DNA. The Hong Kong‑based digital bank now offers a single mobile‑first account that combines deposits, foreign exchange, wealth...
The UK Financial Conduct Authority has ordered Bank of London to halt onboarding new clients, citing deficiencies in its anti‑money‑laundering and risk‑management frameworks. The freeze, effective immediately, applies to all prospective corporate and retail accounts and could delay the bank’s...
UAE‑based credit‑scoring startup zypl.ai secured a $5.5 million bridge round, valuing the company at $80 million. The round was led by Silicon Valley’s Carbide Ventures and featured investor Shukhrat Ibragimov. Zypl.ai will use the capital to accelerate global expansion and roll out...
Coinbase spamming its users to bully them into sports gambling might turn out to be one of the great unforced errors for the blunder-prone crypto exchange
FinTech startup PipVertex has launched a new multi‑asset trading platform that consolidates currencies, stocks, commodities, precious metals and digital assets into a single, speed‑focused interface. The service is available on browsers, mobile phones and tablets, aiming to simplify market access...
SoFi Technologies was hit by a Muddy Waters short‑seller report accusing it of inflating loan profitability, which drove the stock down nearly 50% in a single session. The lender, which posted 41% year‑over‑year growth in deposits and adjusted revenue and...
Wells Fargo announced that its AI‑powered virtual assistant, Fargo, has completed over one billion transactions in under three years, while its mobile app now boasts 33 million active users. The bank credits convenience, speed and personalization for driving adoption, noting that customers...
Notre Dame Federal Credit Union and Catholic United Financial Credit Union have approved a merger that will take effect on April 1. The deal combines two sizable regional credit unions, expanding member services and sharpening competition in the Midwest cooperative banking...
During a March 26 House Financial Services subcommittee hearing, senior officials from the Federal Reserve, FDIC, OCC and NCUA outlined a shift in bank supervision toward risk‑based integration of financial technology. The agencies emphasized moving away from categorical caution, updating...
Malaysia is accelerating fintech innovation by bolstering secure, resilient digital payment systems. Key initiatives include quantum‑safe cryptography, stablecoin pilots, AI‑driven fraud detection, and RegTech automation. Universities such as Monash Malaysia partner with industry and regulators to develop talent and research....
Mastercard has engaged investment bankers to explore selling the real‑time payments business it bought from Denmark’s Nets in 2019 for $3.2 billion. The unit, which produces roughly $370 million in revenue and $100 million EBITDA, is expected to fetch a price below its...
Colombian startup Cifrato, which uses AI agents to automate accounting workflows, closed a seed round of over $1 million. Investors include Y Combinator, Fen Ventures, Decelera Ventures and Kuiper. The platform connects directly to Colombia’s tax authority, processes invoices, applies taxes...
In this episode, Ran Goldi, SVP of Payments and Network at Fireblocks and former CEO of First Digital, reflects on the evolution of stablecoins, crypto payments, and tokenized assets over the past four years. He discusses his early predictions about...
Tazapay announced a $36 million funding round aimed at scaling its cross‑border payments platform. The startup’s unified API lets businesses receive and send money worldwide without setting up local entities, offering card, bank‑transfer, instant‑network and e‑wallet options. The capital will accelerate...
Nasdaq is advancing tokenization through three parallel projects: settlement upgrades, tokenized share issuance, and support for offshore blockchain venues. TD Securities warns this could create a dual‑market structure where the same stock trades on regulated U.S. exchanges and on offshore...
Sen. Dick Durbin has reintroduced legislation that would empower the Consumer Financial Protection Bureau, the Department of Transportation and the Federal Trade Commission to regulate airline‑branded credit cards and rewards programs. The bill would force airlines to disclose the monetary...
Felix Protocol has launched tokenized U.S. stocks and ETFs on Hyperliquid’s HyperEVM, partnering with Ondo Finance. The offering provides access to more than 250 tokenized equities, with order sizes up to $1 million and execution fees below 10 basis points. Tokens...
![[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit](/cdn-cgi/image/width=1200,quality=75,format=auto,fit=cover/https://www.doctorofcredit.com/wp-content/uploads/2018/06/amex-offers.png)
American Express has re‑issued a targeted offer that grants a one‑time $10 statement credit once cardholders complete three purchases using Apple Pay on an eligible mobile device. The promotion, which cycles periodically, is currently active through May 21, 2026 for qualifying AmEx cards....
Envestnet’s Tamarac platform introduced Q1 2026 upgrades including selective sync, enhanced reporting and a mobile‑responsive client portal, giving RIAs finer trade oversight. Jump launched its AI Associate, an execution‑focused agent that lets advisors act on insights across meetings, CRM, email and...
Chase and Disney launched the Disney Inspire Visa in early 2026, positioning it as the premium offering in the co‑branded lineup. The card carries a $149 annual fee but delivers a $600 welcome package, including a $300 Disney Gift Card...
Japan’s Financial Services Agency (FSA) issued warning letters to KuCoin and three other crypto platforms for offering over‑the‑counter (OTC) derivatives to Japanese residents without proper registration. KuCoin, headquartered in the Seychelles, was singled out after the FSA previously asked Apple...
Cents, a unified software, hardware, and payments platform for laundromats, closed a $140 million Series C round led by Sumeru Equity Partners with participation from Camber Creek. The financing is the largest software investment ever in the laundry vertical and backs Cents’...
Regulation Crowdfunding (Reg CF) lets startups raise up to $5 million with a simple notice filing, but many issuers set unrealistically low minimum targets, such as $10,000, to claim a "successful" raise. This practice inflates success metrics while delivering little operational capital,...
Italian fintech Opentech will power PayInit AG, a new peer‑to‑peer money‑transfer platform being built by Viseca Payment Services and Cornèr Bank. The solution leverages Opentech’s OpenPay Send technology to move funds across Mastercard and Visa schemes, linking cards, digital wallets,...
The Illinois Interchange Fee Prohibition Act (IFPA), passed in 2024 and slated for July implementation, will exempt taxes and tips from the standard 2% swipe fees that merchants pay on credit, debit, and gift‑card transactions. Proponents argue the measure reduces...
Moniepoint has secured a foothold in Kenya by acquiring a 78% stake in Sumac Microfinance Bank, gaining an immediate deposit‑taking licence. The acquisition follows a stalled attempt to buy Kopo Kopo and comes days after Moniepoint bought Nigerian restaurant‑software firm...
At @ARKInvest, we’re always looking for new tools that can sharpen our research and improve how we make investment decisions. Prediction markets are not just a new derivatives market — they represent a powerful new way to quantify risk and...
“11% is a big number.” “Am I offending you if I call it a money market fund?” - @SullyCNBC Digital Credit is redefining yield. Today we discussed Stretch $STRC on @PowerLunch. https://t.co/oirw3PGZBi
Polygon has rebranded from a generic Ethereum layer‑2 to a dedicated payments blockchain in 2026, bolstered by six network upgrades that lifted the gas limit to 110 million and theoretical throughput above 2,600 TPS. The launch of the Open Money Stack and...
.@AndyE_NH has published a new @NHInsight blog post: 'The Impact of #Stablecoin: Cross-Border #Payments & Beyond' – https://t.co/PWu3toWRwm #Tokenization #Crypto #GENIUSact #Digitalization https://t.co/9jB5xC0o9c
Every finance tool is adding an AI chatbot. We went the other direction — we made @tryramp the tool that AI agents use. curl -fsSL https://t.co/dtP4f5DrW5 | bash
New Zealand’s proposed ban on in‑store credit‑card surcharges, slated for May, is effectively dead after the ACT Party withdrew its support. The legislation, introduced last year, faced opposition from Retail NZ, which warned businesses would shift costs to prices. While...
LayerZero has integrated with the institution‑focused blockchain Canton, becoming the first interoperability protocol live on the network. The connection lets traditional financial institutions move tokenized assets—such as securities, digital bonds and equities—across more than 165 public blockchains while preserving compliance...
Thunes announced that its stablecoin payout service will operate over the SWIFT interbank messaging network. The solution enables banks linked to SWIFT to send near‑instant payments to more than 500 million stablecoin wallets in over 140 countries, currently supporting USDC and...
Here's the thing about DeFi We democratized access but not expertise Agentic finance changes that AI agents that understand yield farming, risk management, and optimal execution paths Finally, the promise of financial inclusion meets actual capability
In this episode, Public’s co‑CEO Leif Abraham explains how the firm is building the first truly agentic brokerage, where AI agents help users construct and manage multi‑asset portfolios, from fractional stocks to bonds, crypto and options. He discusses Public’s shift...
Xero announced a multi‑year partnership with Anthropic to embed Claude directly into its accounting platform, letting small‑business owners ask the chatbot about cash flow, overdue invoices and profit margins using live data. The integration works both ways: Claude powers Xero’s...
Stripe’s MPP vs Coinbase’s x402. Two very different visions for agent payments. Which model wins? https://t.co/9SSDq5hVSn
"You'd be crazy to assume that governments will be adopting payments in the next couple of years." https://t.co/meE1SvxnF0
