What's happening: ESMA fines trade repository REGIS‑TR €1.374 million for EMIR and SFTR breaches
The European Securities and Markets Authority imposed a €1.374 million penalty on REGIS‑TR after finding seven violations of the European Market Infrastructure Regulation and the Securities Financing Transactions Regulation. This is the first enforcement action involving SFTR breaches and the largest fine ever levied on a trade repository. ESMA said the sanctions underscore its commitment to market integrity.
Also developing:

New UK regulations now require energy suppliers to automatically compensate customers with faulty smart meters if they fail to propose a resolution within five working days, and also cover cases where installation appointments are delayed over six weeks due to supplier fault. In February, the Premium Bonds prize draw produced two million‑pound winners, adding a windfall for savers. Meanwhile, the Bank of England’s Monetary Policy Committee convened its first 2026 meeting to set the direction of interest rates. These developments intersect consumer finance, utility regulation, and monetary policy.
Former Glencore CEO Ivan Glasenberg pursued a $260 billion merger with Rio Tinto that could have reshaped the mining sector. Talks collapsed within 24 hours after Rio announced it would not pursue a deal that failed to deliver sufficient shareholder value....

JPM Analytics positions itself as a flexible brokerage platform that lets traders craft personalized strategies rather than follow preset templates. The service offers a low $100 minimum deposit, up to 1:100 leverage, and a transparent $5‑per‑lot commission across roughly 300...

Locked blockchain tokens are assets that cannot be transferred until predefined vesting conditions or timeframes are met, helping projects maintain stability and long‑term commitment. A Simple Agreement for Future Tokens (SAFT) lets investors fund a project now and receive tokens...

Stellantis announced a €22.2 billion ($26.5 billion) writedown on its electric‑vehicle strategy, sending its Milan‑listed shares down 25% and prompting a dividend suspension for 2025. The impairment reflects reduced EV demand, U.S. emissions rule adjustments, and a restructuring of its supply chain,...

Hey there, I’m Ben 👋🏻 I’m a financial consultant to millionaires in Singapore and across Southeast Asia. In 2026, I’m building a team of financial consultants. If you’re a client: you’ll see how we think about money. If you’re a consultant: you’ll see the...

Uber was ordered to pay $8.5 million after a jury found its driver’s actions could be treated as an Uber agent. The verdict does not require operational changes but reshapes liability framing for future cases. While the payout is not financially...

The Louvre’s Empress Eugénie crown survived a daring October robbery, with most gems intact and repairs estimated at €40,000‑€50,000. However, the heist’s total valuation of €88 million triggers massive insurance liabilities, higher premiums, and costly security overhauls. Missing jewels represent a...

The UK‑China Financial Working Group held its inaugural meeting on 31 January 2026 in Beijing, bringing together senior officials from HM Treasury, the Bank of England, the PRA, the FCA and their Chinese counterparts from the People’s Bank of China, the Ministry...
Mirae Asset Securities has issued the first Korea‑origin digital bond, privately placed in Hong Kong. The offering combines a US‑dollar tranche of $30 million with a Hong‑Kong‑dollar tranche of HK$325 million (about $41.6 million). Structured as a one‑year tokenized instrument, the bond uses a...
Sony raised its FY2025‑26 profit forecast to 1.13 trillion yen, citing a weaker yen and offsetting a slowdown in PlayStation sales. Operating profit is projected to grow 20.6% with revenues reaching 12.3 trillion yen. Despite a 16% decline in PS5 sales and...

The article argues that overly rigid governance frameworks, while intended to reduce risk, often become a barrier to timely decision‑making. Organizations add layers of review and chase false precision, treating immaterial variances as critical, which inflates costs and slows execution....
The discussion sparked by Alex Sidorenko’s LinkedIn post, echoed by Norman Marks, urges risk professionals to shift from static top‑risk lists to decision‑focused questioning. By centering on the uncertainties that could alter a choice, risk assessment becomes a tool for...
The SEC’s Division of Economic and Risk Analysis released two new reports detailing the rapid expansion of active exchange‑traded funds and the fee outcomes of mutual‑fund and ETF mergers. Active ETFs now number close to passive funds, exhibiting higher turnover,...

From April 2025 UK electric, zero‑emission and low‑emission cars will lose their Vehicle Excise Duty exemption and move onto the standard VED regime. The change eliminates the long‑standing tax‑free assumption that underpinned many EV purchase calculations. Finance providers have responded...

Brad Karp abruptly resigned as chairman of Paul Weiss after newly released Justice Department files linked him to Jeffrey Epstein’s Manhattan mansion and showed he sought a film job for his son. The revelations triggered a swift leadership change, with top...

The article urges investors to fully utilise the £20,000 stocks‑and‑shares ISA allowance before the 5 April 2025/26 deadline and to plan for the next year’s reset. It outlines fund options across risk profiles, from defensive global dividend funds and balanced total‑return...

UK retail investors continued to pull money from funds in 2025, with net outflows of £2.3 billion, matching the previous year. Equity funds bore the brunt, seeing £16.8 billion withdrawn, especially from US‑focused large‑cap tech exposure, while European equity attracted modest inflows....

Aypa Power has closed a $1.5 billion revolving warehouse credit facility to finance its utility‑scale battery energy storage system (BESS) projects across the United States. The facility includes a $500 million “accordion” option, making it the largest storage‑focused independent power producer (IPP)...

Fluence reported a 154.4% year‑on‑year revenue increase to $475.2 million in the quarter ending 31 December 2025, while its GAAP‑adjusted gross‑profit margin fell to 4.9% from 12.5% a year earlier. Net loss widened to $62.6 million and EBITDA loss grew to $52.1 million. The company’s...

United Overseas Group (UOG) announced the acquisition of Norvic Shipping’s dry‑bulk assets, adding nine vessels—including three operational handymax/ultramax ships and six Japanese‑built newbuilds slated for 2026‑27 delivery. The purchase, executed through its subsidiary United Overseas Trading, also brings Norvic’s entities...
In this episode, David Adderson, a 35‑under‑35 honoree, explains how his firm Youtopia is reshaping accounting by delivering real‑time management accounts and positioning itself as a high‑level advisory partner rather than a traditional compliance shop. He emphasizes a "millionaire‑maker" mindset,...
The article argues that the U.S. dollar faces significant downside risk as domestic fiscal strain and a potentially dovish Federal Reserve erode international confidence. It highlights widening budget deficits, rising debt service costs, and slower economic growth as catalysts for...
Governor Yannis Stournaras highlighted that Greece’s banking sector has completed a decade‑long balance‑sheet clean‑up, cutting non‑performing loans by 95% and lowering the system‑wide NPL ratio to 3.6% by Q3 2025. Capital adequacy now sits around 20%, enabling the first dividend payouts...
Steven Maijoor warned that Europe’s financial sector is sitting on a digital fault line, with banks increasingly dependent on a handful of non‑European cloud hyperscalers. He highlighted the systemic risk this concentration creates, especially under cyber‑attacks or geopolitical sanctions. The...
In this episode, Ian Davidson of Quarry Payroll Consulting discusses the strategic crossroads accountancy practices face as legacy payroll software reaches end‑of‑life, weighing migration to modern cloud platforms against outsourcing payroll to specialist providers. He outlines the heavy resource demands,...

The article outlines a step‑by‑step framework for beginners to build multiple online income streams while avoiding burnout. It advises starting with a single, skill‑aligned foundation stream and mastering it for 3‑6 months before diversifying. Subsequent streams should leverage existing audiences,...
The European Bank for Reconstruction and Development released its 2025‑26 Transition Report, highlighting demographic change as a decisive driver of economic performance. Governor Gent Sejko used the launch to illustrate Albania’s stark ageing and emigration trends, noting a population drop...

Levi Strauss & Co.’s Chief Finance and Growth Officer Harmit Singh discusses how the iconic brand reversed a slowdown, boosted profitability, and accelerated its direct‑to‑consumer shift while preserving its purpose‑driven heritage. He introduces the “Magic of the And,” a framework...
Governor Eli M. Remolona told the Rotary Club of Manila that inflation has fallen to 1.8% overall and 1.1% for the poorest 30% of households, while the banking sector shows strong capital adequacy at 16.4% and liquidity at 180% of...
Investors Intelligence’s Bull/Bear Ratio climbed to 4.13, signaling an over‑bought market from a contrarian viewpoint. Despite the high sentiment, the S&P 500 broadened, with Communication Services, Consumer Staples, Energy, Industrials and Materials posting record highs. Meanwhile, the S&P 500 Value index appears...

The recent webinar on retaliation against chief compliance officers revealed that virtually every participant had experienced some form of push‑back, underscoring how endemic the problem is across industries. Attendees described senior leaders treating compliance as a low‑priority administrative function, often...
The Federal Reserve Board finalized the hypothetical scenarios for its 2026 annual stress test, keeping them largely unchanged from the October draft. The test will assess 32 large banks under a severe global recession, featuring a 10% unemployment peak, a...
The mid‑week market update flagged a fresh appearance of the Hindenburg Omen, a technical signal that emerges when market breadth splits and price momentum wanes. The omen indicates that a significant number of stocks are simultaneously hitting new highs and...

Vena Solutions announced a cash‑and‑stock acquisition of Australia‑based Acterys, a profitable FP&A vendor with roughly $13 million in annual recurring revenue and over 300 customers. The deal merges Vena’s Excel‑native budgeting platform with Acterys’ Power BI‑driven operational planning and app‑development suite. Vena...

KPMG Australia announced it will outsource roughly 200 of its 260 executive assistants to the Philippines, representing about 75% of its EA function. The move is part of a broader cost‑cutting initiative after advisory revenue fell 18% and overall revenue...

The Financial Stability Board warned that leveraged trades in the short‑term repo market could spark fire‑sale dynamics, pressuring sovereign bond prices. It highlighted a $16 trillion global repo market, with hedge‑fund borrowing near $3 trillion—about 25% of their assets—often conducted with zero...

The IRS released Notice 2026-13 on January 15, 2026, updating the safe‑harbor rollover notices that plan administrators must provide under section 402(f) of the Internal Revenue Code. The new notice replaces the 2020-62 version and incorporates SECURE 2.0 provisions affecting in‑service distributions,...

The episode dissects BlackRock TCPC’s recent 19% NAV drop, revealing that the loss was driven by six concentrated positions heavily weighted in second‑lien loans and equity rather than first‑lien senior debt. The host contrasts this risky capital‑structure positioning and volatile...

Three Chinese energy‑storage firms—Great Power, Sunwoda and Deye Technology—have filed or updated Main Board IPO applications on the Hong Kong Stock Exchange. Great Power targets RMB 10 billion revenue in 2025 and expects a profit turnaround. Sunwoda refiles its prospectus, showing RMB 56 billion...
ADP's employment numbers released at 8:15 a.m. ET came in softer than analysts expected, yet Treasury yields barely moved. Fifteen minutes later, the Treasury Department posted its quarterly financing estimates, which were in line with prior forecasts but warned that borrowing...
Affinia is merging with three UHY Hacker Young offices in London, Nottingham, and Brighton, creating a £100 m revenue firm with 1,000 staff and a 17‑office footprint that propels the combined entity into the UK Top 25. Backed by Sovereign Capital Partners, the...

Lithuanian fintech Axiology secured a €5 million seed round, bringing its total funding to €7 million, to expand a regulated, DLT‑based trading and settlement platform under the EU’s DLT Pilot Regime. The company holds a rare Distributed Ledger Technology Trading and Settlement...

The accountancy profession is witnessing the near‑complete erosion of the traditional partnership model, replaced by limited‑liability partnerships and subsidiary companies. Unlimited personal liability, once a hallmark of partnerships, has been mitigated through LLP structures, shielding partners from colleagues' mistakes. Private‑equity...

In this episode LoRosha analyzes the February 4 Asian market session, highlighting a 1.57% rise in the KOSPI driven by Samsung Electronics breaking the 169,000 KRW mark and reaching a $720 billion market cap. He argues that despite heavy foreign net...

The piece argues that financial values—personal priorities and beliefs—are the hidden driver behind money choices, turning budgeting from a punitive checklist into a purpose‑aligned plan. By defining a personal notion of “enough,” individuals can stop chasing endless consumption and focus...

OVO Energy, a UK supplier serving over four million homes, is facing a severe financial crisis that could lead to bankruptcy within a year. The company posted the lowest customer‑satisfaction score in the 2025 Which? survey and is one of...

Tom Stevenson of Fidelity highlighted three funds he expects to outperform in 2026: the Dodge & Cox Worldwide Global Stock Fund, Fidelity Special Situations (UK‑focused), and the Lazard Emerging Markets Fund. He argues that after three strong years for US equities, investors...
PayPal’s stock tumbled 20% to $41.70 after it reported a Q4 earnings miss, weak total payment volume growth, and announced a surprise CEO change, appointing HP chief Enrique Lores as its new leader effective March 1, with CFO Jamie Miller serving...
Global investment firm KKR and Singapore telecom giant Singtel have agreed to purchase an 82% stake in ST Telemedia Global Data Centres for S$6.6 billion (US$5.1 billion). The acquisition targets the leading colocation provider’s extensive network of data‑centre assets across the Asia‑Pacific region....