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Mastercard Reworks Cap One Pact
NewsJan 29, 2026

Mastercard Reworks Cap One Pact

Mastercard announced a renegotiated services agreement with Capital One, extending its network role after Capital One’s $35 billion acquisition of Discover. The new pact will route a large portion of the newly acquired credit accounts through Mastercard, though details remain limited....

By Payments Dive
Fiserv Sued over Alleged Lax Security
NewsJan 29, 2026

Fiserv Sued over Alleged Lax Security

Payment processor Fiserv faces a lawsuit from FiCare Federal Credit Union alleging that its Virtual Branch Next platform lacked basic cybersecurity controls, allowing hackers to hijack customer accounts and steal hundreds of thousands of dollars. The complaint claims Fiserv failed...

By Payments Dive
Payoneer Expands Capabilities in Mexico and Indonesia
NewsJan 29, 2026

Payoneer Expands Capabilities in Mexico and Indonesia

Payoneer announced new local collection capabilities in Indonesia and an expanded Mexican peso collection service, allowing SMBs to receive payments from regional marketplaces faster and cheaper. The enhancements target the world’s largest Southeast Asian ecommerce market and the rapidly growing...

By Finextra
Augur Reveals Lituus Oracle Infra to Fight Market Manipulation Across DeFi
NewsJan 29, 2026

Augur Reveals Lituus Oracle Infra to Fight Market Manipulation Across DeFi

Augur unveiled Lituus, an Ethereum-native oracle protocol designed to act as a shared, manipulation‑resistant truth layer for prediction markets and DeFi. The system leverages algorithmic forks and a migration‑based universe forking mechanism that forces attackers to purchase dominance twice, raising...

By The Defiant
GFT and Ozone API Partner to Guide Canadian Institutions Through Open Banking Transition
NewsJan 29, 2026

GFT and Ozone API Partner to Guide Canadian Institutions Through Open Banking Transition

GFT and Ozone API announced a partnership to deliver an end‑to‑end open‑banking solution for Canadian financial institutions. The collaboration leverages GFT’s 35‑year banking expertise and Ozone’s global open‑API platform, aiming to simplify regulatory compliance, security and data‑consent challenges. With the...

By Finextra
Stablecoins Could Boost the Utility of Customer Loyalty Programs
NewsJan 29, 2026

Stablecoins Could Boost the Utility of Customer Loyalty Programs

Stablecoins are moving beyond pure payments to become programmable, branded assets that can function like loyalty points. White‑label platforms enable companies to launch their own dollar‑pegged tokens quickly, merging money and reward systems. Examples such as a hypothetical Starbucks BucksUSD...

By American Banker Technology
Stop DIY Taxes—Automate with Anrok for Scale
SocialJan 29, 2026

Stop DIY Taxes—Automate with Anrok for Scale

4 signs you should not be going it alone, tax-wise: 1. You are not, in fact, an accountant. 2. You crossed the $1M annual sales mark and your tax filings went from 2 --> 40, overnight. 3. You did not...

By Ari Murray
Sky Ecosystem Forecast Projects USDS Reaching $20B by 2026
SocialJan 29, 2026

Sky Ecosystem Forecast Projects USDS Reaching $20B by 2026

Read the first financial report and outlook ever made for Sky Ecosystem, predicting growth of USDS to 20 billion by end of 2026 It's based on the default assumptions of the open source forecast model maintained by Sky Frontier Foundation https://t.co/OoAtpKtc1D

By Rune Christensen
1inch Team Vows Tokenomics Review After Token Hits All-Time Low
NewsJan 29, 2026

1inch Team Vows Tokenomics Review After Token Hits All-Time Low

The 1inch decentralized exchange aggregator saw its native 1INCH token plunge about 20% to an all‑time low of $0.112 after early‑investor wallets dumped millions of dollars worth of tokens. The 1inch team publicly denied any sales from its own treasury...

By The Defiant
SEC and CFTC Meet to Align U.S. Crypto Regulation
SocialJan 29, 2026

SEC and CFTC Meet to Align U.S. Crypto Regulation

TODAY: SEC and CFTC will meet to discuss aligning crypto regulation as part of the push to make the U.S. a global crypto hub. Source: SEC https://t.co/ylhKQqVUGR

By Wendy O
SEC Chair Declares Crypto Ready for 401(k) Inclusion
SocialJan 29, 2026

SEC Chair Declares Crypto Ready for 401(k) Inclusion

SEC CHAIR PAUL ATKINS SAYS ITS THE RIGHT TIME TO BRING CRYPTO TO 401KS Sentiment is at all time low but the future is bright. https://t.co/aA59EMprXk

By Wendy O
How Exante’s Human Touch and Cutting Edge Tech Are Changing the Face of Finance
NewsJan 29, 2026

How Exante’s Human Touch and Cutting Edge Tech Are Changing the Face of Finance

EXANTE has launched Omni Screener, a multi‑asset discovery tool embedded in its proprietary platform, allowing professional clients to filter over 1.4 million instruments in seconds. The feature bridges data‑intensive screening with the firm’s hallmark human relationship managers, ensuring insights translate into...

By TechBullion
UK Lords Launch Stablecoin Inquiry as Bank of England Moves to Finalize Rules
NewsJan 29, 2026

UK Lords Launch Stablecoin Inquiry as Bank of England Moves to Finalize Rules

The UK House of Lords Financial Services Regulation Committee has launched an inquiry into the Bank of England and FCA's proposed stablecoin framework, inviting written submissions until March 11 and a public hearing thereafter. The BoE aims to finalize a systemic...

By Cointelegraph
PUNKVISM Signs Digital Asset Custody MOU with KODA, Strengthening Security and Transparency
NewsJan 29, 2026

PUNKVISM Signs Digital Asset Custody MOU with KODA, Strengthening Security and Transparency

PUNKVISM announced a strategic Memorandum of Understanding with KODA, a digital‑asset custodian backed by KB Kookmin Bank and major investors. The MOU places the project’s coin, RWA‑linked NFT, and community reward assets under KODA’s third‑party custody framework. By delegating storage...

By TechBullion
Top Retail Store Billing Software Features That Every Business Needs
NewsJan 29, 2026

Top Retail Store Billing Software Features That Every Business Needs

Retail store billing software is evolving from simple receipt printers to comprehensive platforms that synchronize sales, inventory, and accounting in real time. Integrated solutions like BUSY automatically adjust stock levels, post revenue to ledgers, and calculate taxes, eliminating manual reconciliation....

By TechBullion
Russia Plans to Cap Retail Crypto Buys at $4,000 as It Brings Digital Assets Into the Legal Fold
NewsJan 29, 2026

Russia Plans to Cap Retail Crypto Buys at $4,000 as It Brings Digital Assets Into the Legal Fold

Russia’s State Duma will finalize crypto regulations by June, with the rules taking effect on July 1, 2027. Retail investors will be limited to buying up to 300,000 rubles (about $4,000) in cryptocurrencies, while qualified investors must pass a risk‑assessment...

By CoinDesk
2026 Still Stuck Using Outdated Microdeposit Verification
SocialJan 29, 2026

2026 Still Stuck Using Outdated Microdeposit Verification

Literally insane anyone still needs to do microdeposits for bank account verification in our year of the lord 2026 https://t.co/jubY3sc9qB

By Jason Mikula
TrueLayer and Stripe Tap Into Finnish E-Commerce with Kustom Checkout Deal
NewsJan 29, 2026

TrueLayer and Stripe Tap Into Finnish E-Commerce with Kustom Checkout Deal

TrueLayer and Stripe have extended their Pay by Bank service to Finland by embedding it in Kustom’s checkout platform. The rollout instantly equips more than 24,000 Kustom merchants with a direct‑bank payment option that eliminates card details. Finland’s high online‑banking...

By The Fintech Times
Why the Future of Financial Fraud Prevention Is Passwordless
PodcastJan 29, 202614 min

Why the Future of Financial Fraud Prevention Is Passwordless

In this episode, Dr. Adam Lowe of CompoSecure/Arculus and fraud analyst Suzanne Sando discuss the surge in AI‑driven financial fraud and why traditional passwords are no longer sufficient. They highlight how retailers like eBay and Amazon are moving to password‑less...

By PaymentsJournal
Robinhood Is Investing in Crypto Trading Platform Talos at $1.5 Billion Valuation
NewsJan 29, 2026

Robinhood Is Investing in Crypto Trading Platform Talos at $1.5 Billion Valuation

Robinhood is committing $45 million to Talos in an extended Series B round, pushing the crypto‑trading technology firm’s valuation to roughly $1.5 billion. The financing brings Talos’s total Series B capital to $150 million and adds strategic investors such as Sony Innovation Fund, IMC, QCP...

By CoinDesk
January 2026: Top Five Fintech Partnership Stories of the Month
NewsJan 29, 2026

January 2026: Top Five Fintech Partnership Stories of the Month

January 2026 saw a flurry of high‑profile fintech collaborations shaping payments, blockchain and digital‑asset ecosystems. Riyad Bank’s Jeel signed an MoU with Ripple to pilot blockchain‑based cross‑border solutions in Saudi Arabia, while JP Morgan Chase will replace Goldman Sachs as Apple Card issuer, bringing...

By Fintech Futures
Bitcoin at ETF Realized Price; Further Break May Deepen Decline
SocialJan 29, 2026

Bitcoin at ETF Realized Price; Further Break May Deepen Decline

Bitcoin has dropped to the ETF realized price level. A break below it could extend the current downtrend. https://t.co/F5vye2pmT9

By Crypto Jack
Introducing AI Answer Engine
NewsJan 29, 2026

Introducing AI Answer Engine

American Banker unveiled the AI Answer Engine, a generative‑AI search tool trained on more than ten years of its award‑winning journalism. The engine delivers concise, citation‑backed answers and traditional search results, all sourced exclusively from American Banker content. Subscribers receive...

By American Banker Technology
Inside TapTopia’s Play-to-Earn Model: How Telegram Gameplay Converts Into Tokenized Rewards on TON
NewsJan 29, 2026

Inside TapTopia’s Play-to-Earn Model: How Telegram Gameplay Converts Into Tokenized Rewards on TON

Telegram’s TON blockchain now powers TapTopia, a play‑to‑earn game with over 50,000 active beta users. The game links everyday Telegram interactions—taps, quests, and leaderboard climbs—to experience points that will later be converted into on‑chain tokens. TapTopia also plans to mint...

By TechBullion
Banks Need Modern Back Offices to Scale Efficiently
SocialJan 29, 2026

Banks Need Modern Back Offices to Scale Efficiently

[New Episode] Banks Can’t Scale Without a Modern Back Office. With guests, Richard Ullenius and @BrandonSailors from @csg_i. Watch the latest episode: https://t.co/n0Vuv4oh4u https://t.co/8vX6TWAPDB

By Jim Marous
As Bitcoin Volatility Continues, a Growing Group of Investors Is Watching Bitcoin Everlight
NewsJan 29, 2026

As Bitcoin Volatility Continues, a Growing Group of Investors Is Watching Bitcoin Everlight

Bitcoin volatility is thinning market participation, prompting investors to focus on infrastructure rather than price swings. Within this narrowed discourse, Bitcoin Everlight gains attention for its BTCL token presale and node‑based routing model. The project’s transparent audits and tiered staking...

By TechBullion
Neobank Dakota Launches Stablecoin Platform for Businesses
NewsJan 29, 2026

Neobank Dakota Launches Stablecoin Platform for Businesses

Dakota, a U.S. neobank founded by former Coinbase executive Ryan Bozarth, has pivoted to become a stablecoin infrastructure platform for businesses. After raising $12.5 million in a Series A led by CoinFund, the firm now provides APIs for stablecoin custody, cross‑border treasury,...

By American Banker Technology
Making Payments Part of the Workflow: Embedded Finance in 2026
NewsJan 29, 2026

Making Payments Part of the Workflow: Embedded Finance in 2026

Embedded finance is becoming the connective tissue for large enterprises, allowing payments to flow directly within existing workflow applications such as travel booking and expense management. In an interview, Eva Reda, Executive Vice President of Global Commercial Services Products at...

By Tearsheet
Banks Remain Most Breached Sector as Attacks Hit Record
NewsJan 29, 2026

Banks Remain Most Breached Sector as Attacks Hit Record

The Identity Theft Resource Center’s 2025 breach report shows financial services endured 739 data compromises, the highest of any sector for a second straight year. Physical card‑skimming attacks resurfaced as “Skimming 2.0,” with Bluetooth‑enabled overlay devices driving incidents from four to...

By American Banker Technology
How Regulatory Convergence Is Reshaping Affordability Assessments
NewsJan 29, 2026

How Regulatory Convergence Is Reshaping Affordability Assessments

Regulators across the UK are converging on a new affordability paradigm that relies on real‑time transaction data rather than static income multiples. The FCA’s July 2025 expansion of the Modified Affordability Assessment widens mortgage eligibility, while the CP25/23 rules bring BNPL...

By Finextra
IAAH Goes Live on EIS OneSuite to Modernise Core Systems
NewsJan 29, 2026

IAAH Goes Live on EIS OneSuite to Modernise Core Systems

Industrial Alliance Auto and Home (iAAH) has gone live on EIS OneSuite, the SaaS core insurance platform, marking a key milestone in its long‑term modernization programme. The cloud‑native solution supports underwriting, pricing and servicing for auto and home lines through...

By Fintech Global
January 2026: Top Five New Launch Stories of the Month
NewsJan 29, 2026

January 2026: Top Five New Launch Stories of the Month

January 2026 saw a wave of fintech launches, beginning with the NYSE unveiling a blockchain‑based tokenised securities platform that promises 24‑hour trading and real‑time settlement. Estonia‑based Iute Group is set to launch IuteBank in Ukraine, inheriting roughly 13,000 retail customers...

By Fintech Futures
ACH B2B Volume Hits 8.1 Billion Payments
NewsJan 29, 2026

ACH B2B Volume Hits 8.1 Billion Payments

ACH network B2B payments climbed to 8.1 billion in 2025, a 9.9% increase from 2024. Overall ACH volume reached 35.2 billion payments, valued at $93 trillion, while Same‑Day ACH surged 16.7% to 1.4 billion transactions. Healthcare claim payments rose 7.3% to 548 million, underscoring broader...

By PYMNTS
Philip Pich, Founder of Passive Digital Asset, on Why Cash-Flowing Digital Businesses Are Emerging as a Serious Alternative Asset Class
NewsJan 29, 2026

Philip Pich, Founder of Passive Digital Asset, on Why Cash-Flowing Digital Businesses Are Emerging as a Serious Alternative Asset Class

Investor Philip Pich argues cash‑flowing digital businesses are emerging as a serious alternative asset class. These eCommerce brands generate recurring revenue, offer transparent data, and require less capital than traditional private‑equity deals. Pich emphasizes applying M&A rigor—structured deals, earn‑outs, and...

By TechBullion
How to Choose the Best OCR Software
NewsJan 29, 2026

How to Choose the Best OCR Software

The 2026 OCR Software Guide outlines how AI‑driven OCR platforms now extract text from over 13,000 document types across more than 250 countries in under a second. OCR Studio leads the market with specialized modules—ID‑scan, MRZ‑scan, BANK‑scan, ID‑verify and CODE‑scan—each...

By TechBullion
EUDI Wallet Use Cases: From KYC to Payments and Lending
NewsJan 29, 2026

EUDI Wallet Use Cases: From KYC to Payments and Lending

The European Union Digital Identity (EUDI) Wallet, enabled by eIDAS 2.0, promises to replace fragmented, document‑heavy KYC flows with a unified, government‑backed credential system. Financial firms currently see 40‑60% onboarding abandonment and verification costs of €5 per check, translating to...

By Fintech Global
Saxo Bank Fined Around $50m by Danish FSA
NewsJan 29, 2026

Saxo Bank Fined Around $50m by Danish FSA

Saxo Bank has been hit with a fine of roughly $50 million by Denmark’s Financial Supervisory Authority (FSA) after a May 2023 inspection uncovered alleged breaches of the country’s Money Laundering Act. The penalty follows a detailed audit by the Danish FSA,...

By Fintech Futures
FCA Launches Pop-Up ATM to Warn Customers of Investment Scams
NewsJan 29, 2026

FCA Launches Pop-Up ATM to Warn Customers of Investment Scams

The FCA installed a pop‑up ATM at London Waterloo featuring its mascot, Emil the Seal, to highlight investment‑scam risks. The stunt promotes the new Firm Checker tool that lets consumers verify a firm’s FCA authorisation instantly. In the year to...

By Finextra
Crypto Payments Firm BCB Group Appoints Tim Renew as CEO in Leadership Reshuffle
NewsJan 29, 2026

Crypto Payments Firm BCB Group Appoints Tim Renew as CEO in Leadership Reshuffle

BCB Group appointed Tim Renew as CEO, moving co‑founder Oliver Tonkin to a newly created president role. Renew, who joined as chief revenue officer in 2024 and later became deputy CEO, will steer the firm’s next growth phase after securing...

By CoinDesk
Unlimit Appoints Pedro Azevedo as Head Off EU Sales
NewsJan 29, 2026

Unlimit Appoints Pedro Azevedo as Head Off EU Sales

Unlimit has appointed Pedro Azevedo as Head of Sales for the European Union, operating from Lisbon. Azevedo will steer the company’s commercial strategy, scaling its enterprise sales organization and deepening partnerships with merchants, banks and digital platforms across Europe. His...

By Finextra
HSBC Teams with Sage to Help Businesses Get Ahead of Incoming Digital Tax Rules
NewsJan 29, 2026

HSBC Teams with Sage to Help Businesses Get Ahead of Incoming Digital Tax Rules

HSBC UK has launched My Business Finances, a new tool that embeds Sage’s accounting technology directly into its business banking platform. The service enables eligible sole traders and landlords to manage bookkeeping, invoicing, and submit Making Tax Digital (MTD) Income...

By Finextra
Standard Chartered Applies AI to Transaction Banking Services
NewsJan 29, 2026

Standard Chartered Applies AI to Transaction Banking Services

Standard Chartered has launched an AI‑powered platform for its transaction banking division. The solution enables bankers to quickly retrieve, customize, and deliver transaction banking services to corporate and institutional clients. By leveraging real‑time analytics and automation, the platform aims to...

By Finextra
Chargeback Management Tools: Analytics and Reporting Features That Actually Matter
NewsJan 29, 2026

Chargeback Management Tools: Analytics and Reporting Features That Actually Matter

Chargeback management tools are evolving from simple tracking to analytics that drive revenue protection. Centralized dashboards consolidate dispute data, while segmentation by reason code, product, and geography uncovers actionable insights. Advanced platforms provide granular win‑rate tracking, net recovery calculations, and...

By TechBullion
Lloyds to Go Deeper Into AI After Totting up Financial Value of Current Deployments
NewsJan 29, 2026

Lloyds to Go Deeper Into AI After Totting up Financial Value of Current Deployments

Lloyds Banking Group reported that by 2025 it had deployed more than 50 generative AI solutions across its operations, ranging from an AI‑powered internal search assistant to a GitHub Copilot‑style tool for engineers. The bank highlighted productivity gains such as...

By Finextra
MEXC to List XYZ on January 29 as Early 2026 Markets Favor New Participation-Driven Projects
NewsJan 29, 2026

MEXC to List XYZ on January 29 as Early 2026 Markets Favor New Participation-Driven Projects

MEXC announced it will list XYZVerse’s native token XYZ on January 29 at 13:00 UTC against USDT, backed by a launch campaign offering 50,000 USDT in rewards and APR boosters. The token entered the market after a presale that raised nearly $16 million, with...

By TechBullion
Palm Payments: Promise and Reality
NewsJan 29, 2026

Palm Payments: Promise and Reality

Palm‑based biometric payment systems have moved from prototype labs to a handful of pilot sites, offering users the ability to authorize transactions by placing their hand on a dedicated scanner. While the technology promises faster checkout and enhanced fraud protection,...

By PaySpace Magazine
Broker Insights Updates VISION Platform to Reshape Commercial Cover
NewsJan 29, 2026

Broker Insights Updates VISION Platform to Reshape Commercial Cover

Broker Insights has launched an upgraded VISION platform that leverages artificial intelligence to pinpoint commercial insurance gaps, especially in cyber and management liability, and to accelerate quoting and binding. The solution connects brokers with carriers such as AXA and Hiscox...

By Fintech Global
More than Half of Bitcoin Investors Are Officially Underwater as the $88,000 Price Level Fails to Hold
NewsJan 29, 2026

More than Half of Bitcoin Investors Are Officially Underwater as the $88,000 Price Level Fails to Hold

An on‑chain analysis shows 63 % of Bitcoin’s invested supply has a cost basis above $88,000, meaning most investors are underwater. The UTXO Realized Price Distribution indicates tens of billions of dollars sit between $85,000 and $90,000, creating selling pressure if...

By CoinDesk
Santander to Shut 44 More Branches
NewsJan 29, 2026

Santander to Shut 44 More Branches

Santander announced the closure of an additional 44 UK branches, putting 291 jobs at risk. The bank cites a dramatic shift to digital banking, with 96% of transactions now conducted online and over 80% of new accounts opened digitally. Mobile‑app...

By Finextra