Know What's Happening in FinTech

ClearScore Embeds Automated Debt Repayment Technology Directly Into Lender Applications
NewsJan 15, 2026

ClearScore Embeds Automated Debt Repayment Technology Directly Into Lender Applications

ClearScore has launched its automated debt‑repayment engine, Clearer, directly into lender credit‑application flows. The tool automatically channels consolidation‑loan proceeds to pay off existing debts, eliminating fund‑diversion risk and allowing lenders to price loans more accurately. Early partners such as Oakbrook...

By Finextra
Lemon Launches Bitcoin-Backed Credit Card in Cash-Hoarding Argentina
NewsJan 15, 2026

Lemon Launches Bitcoin-Backed Credit Card in Cash-Hoarding Argentina

Lemon, one of Argentina’s biggest crypto exchanges, has introduced the nation’s first Bitcoin‑backed Visa credit card, allowing users to obtain peso‑denominated credit without liquidating their BTC holdings. Customers lock up 0.01 Bitcoin—about $960—as collateral to receive an initial limit of one...

By Cointelegraph
Swift to Build Shared Ledger for Tokenised Asset Transactions
NewsJan 15, 2026

Swift to Build Shared Ledger for Tokenised Asset Transactions

Swift will integrate a blockchain‑based shared ledger into its global messaging network after successful interoperability trials with BNP Paribas Securities Services, Intesa Sanpaolo and Societe Generale‑Forge. The ledger aims to enable real‑time settlement of tokenised assets across borders, improving speed and transparency. Trials...

By Finextra
Insurance Policyholders Now Rate Insurers by How Fast They Pay
NewsJan 15, 2026

Insurance Policyholders Now Rate Insurers by How Fast They Pay

Insurers are shifting focus to claim‑payout speed as a core loyalty driver. A PYMNTS Intelligence and Ingo Payments study finds half of claimants rank speed above cost or choice, and 23% would pay a fee for instant access to $500‑$1,000...

By PYMNTS
Critical Moment: The AI Imperative for Credit Unions
NewsJan 15, 2026

Critical Moment: The AI Imperative for Credit Unions

Artificial intelligence is rapidly moving from novelty to necessity for credit unions as younger members increasingly expect AI-driven budgeting, planning and transaction tools. While 55% of members already rely on AI for financial planning and 42% feel comfortable using it...

By PYMNTS
Tariffs Force Firms to Rethink Technology as a Survival Tool
NewsJan 15, 2026

Tariffs Force Firms to Rethink Technology as a Survival Tool

Tariff volatility has become a daily operational risk, prompting product leaders at goods firms to confront peak uncertainty. Nearly half view tariffs as a financial drag, while 88% plan supply‑chain reconfiguration and 70% anticipate higher costs. Mid‑sized companies ($100‑$400 million revenue)...

By PYMNTS
44% of Consumers Hit a Wall When Paying Medical Bills
NewsJan 15, 2026

44% of Consumers Hit a Wall When Paying Medical Bills

A PYMNTS Intelligence survey of 2,021 U.S. consumers shows that 44% encountered at least one problem paying for their most recent healthcare service. The issue is especially acute for younger generations, with nearly 70% of Gen Z patients reporting billing...

By PYMNTS
EToro Signs Four French Clubs in Ligue 1 Push
NewsJan 15, 2026

EToro Signs Four French Clubs in Ligue 1 Push

eToro has signed multi‑year sponsorship agreements with four Ligue 1 clubs—AS Monaco, LOSC Lille, Olympique Marseille and Olympique Lyon—effective from the 2025/26 season, becoming each club’s Official Trading Partner. The deals give the trading platform prominent branding on LED boards, digital channels and, for Lille,...

By Finance Magnates Fintech
Miami’s Crypto-Settled Real Estate Record Broken by $14 Million USDT Transaction
NewsJan 15, 2026

Miami’s Crypto-Settled Real Estate Record Broken by $14 Million USDT Transaction

A $14 million property deal in Miami set a new record by settling entirely in USDT, facilitated by tokenization platform Propy and developers Ciprés and Rilea Group. The buyer acquired five commercial units in the Mohawk development, with funds clearing in...

By CoinDesk
Atomic Insights Raises $10M in Seed Funding
NewsJan 15, 2026

Atomic Insights Raises $10M in Seed Funding

Atomic Insights, a San Diego fintech focused on money‑movement automation for registered investment advisors (RIAs) and family offices, announced a $10 million seed round. The financing was led by Aquiline with participation from Northwestern Mutual Future Ventures and existing backers. The...

By FinSMEs
What Happens to Card Economics when Stablecoins Stroll up to the Till in SA?
NewsJan 15, 2026

What Happens to Card Economics when Stablecoins Stroll up to the Till in SA?

South African retailers are piloting stablecoin‑based settlement at the point of sale, allowing token transfers to clear in seconds and dramatically compressing the traditional card economics stack. Pick n Pay’s rollout showed that merchants can add a crypto tender without...

By Finextra
Crypto Slump Hits ARK ETFs in Q4, Coinbase Becomes Top Detractor
NewsJan 15, 2026

Crypto Slump Hits ARK ETFs in Q4, Coinbase Becomes Top Detractor

A crypto market pullback in Q4 2025 dragged down Cathie Wood’s ARK ETFs, with Coinbase emerging as the top detractor. Coinbase’s shares fell roughly 35%, outpacing Bitcoin’s 22% loss and Ether’s 28% decline, while spot‑trading volumes on centralized exchanges slipped 9%...

By Cointelegraph
#509: Nic Roberts-Huntley, CEO of Blueprint Finance, on DeFi’s Next Frontier, Institutional Yield Generation, and Crypto Vaults
PodcastJan 15, 202629 min

#509: Nic Roberts-Huntley, CEO of Blueprint Finance, on DeFi’s Next Frontier, Institutional Yield Generation, and Crypto Vaults

In this episode, Nic Roberts-Huntley, a former surgeon turned DeFi entrepreneur, explains how institutional yield generation is poised to become crypto's next growth engine, highlighting Blueprint Finance's Concrete and Glow protocols that offer institutional-grade earning, borrowing, protection, and advanced trading...

By CryptoNews Podcast
DeFi’s Missing Primitive: Insurance
NewsJan 15, 2026

DeFi’s Missing Primitive: Insurance

The episode examines why DeFi lacks a robust insurance primitive, outlining how existing protocols like Nexus Mutual, Y2K, and Ante Finance each address only parts of the problem—verification, capital efficiency, curation, pricing, and composability—while failing on others. It highlights the...

By Lombard Notes
Finseta Revenue Growth Slows to 9% as Tariff Uncertainty Weighs on FX Activity
NewsJan 15, 2026

Finseta Revenue Growth Slows to 9% as Tariff Uncertainty Weighs on FX Activity

Finseta posted £12.4 million revenue for 2025, a 9% rise that marks a sharp slowdown from the 26% growth recorded in 2024. Corporate client revenue surged 54% and now represents 57% of total sales, while high‑net‑worth individual activity fell amid tariff‑related...

By Finance Magnates Fintech
Cosegic Boosts Financial Crime Expertise Through Fintrail Acquisition
NewsJan 15, 2026

Cosegic Boosts Financial Crime Expertise Through Fintrail Acquisition

London‑based compliance specialist Cosegic announced the acquisition of financial‑crime consultancy Fintrail, though the purchase price was not disclosed. The deal adds Fintrail’s niche expertise in anti‑money‑laundering (AML) investigations and fraud detection to Cosegic’s existing portfolio of regulatory technology solutions. By...

By Finextra
YouHodler’s Tony Severino Looks Back on 2025 and Crypto Investing
NewsJan 15, 2026

YouHodler’s Tony Severino Looks Back on 2025 and Crypto Investing

Tony Severino of YouHodler reviews 2025, highlighting the end of synchronized global liquidity expansion as central banks diverged, raising funding costs and prompting a broad deleveraging. He notes that crypto, once buoyed by cheap capital, became highly sensitive to macro...

By Crowdfund Insider
AI Poised to Reshape London’s Finance Hub Swiftly
SocialJan 15, 2026

AI Poised to Reshape London’s Finance Hub Swiftly

AI won’t just disrupt factories. Could it hit financial and professional hubs like London even faster? https://t.co/ciwzjvJZWh @PickardJE @Melissahei @ft

By Spiros Margaris
Blockchain Firm Eyes $200M in Tokenized Water Projects Across Asia
NewsJan 15, 2026

Blockchain Firm Eyes $200M in Tokenized Water Projects Across Asia

Blockchain firm Global Settlement Network (GSN) announced a pilot to tokenize eight Jakarta water‑treatment sites. The pilot aims to raise up to $35 million for upgrades and test rupiah‑stablecoin settlement rails. GSN and Globalasia Infrastructure Fund plan to expand the effort...

By Cointelegraph
The Most Advanced Bitcoin Solo Pool Is Now Online: mysolopool.com
NewsJan 15, 2026

The Most Advanced Bitcoin Solo Pool Is Now Online: mysolopool.com

mysolopool.com has launched as the most advanced Bitcoin solo mining pool, offering real‑time hash visualization and a fast, transparent interface. The platform replaces four legacy solo pools with low‑latency connections, instant data dashboards, and a rentable hashpower option. Miners receive...

By TechBullion
Crypto Fear & Greed Index Flips to ‘Greed’ for First Time Since October
NewsJan 15, 2026

Crypto Fear & Greed Index Flips to ‘Greed’ for First Time Since October

The Crypto Fear & Greed Index rose to 61 on Thursday, marking the first "greed" reading since the October $19 billion liquidation. The jump follows a two‑month Bitcoin rally that pushed the price to $97,704, its highest level since November. At...

By Cointelegraph
Rachel Buscall | Recovery Room Attacks New Capital Link CEO
NewsJan 15, 2026

Rachel Buscall | Recovery Room Attacks New Capital Link CEO

Rachel Buscall, CEO of New Capital Link, faced a coordinated smear campaign from an unregulated recovery‑room operation that sought to tarnish the firm’s reputation. The investigation revealed that New Capital Link operates as a regulated alternative‑investment introducer, connecting sophisticated investors with vetted...

By TechBullion
How to Build a One-Page Retirement Plan (That You’ll Actually Use)
NewsJan 15, 2026

How to Build a One-Page Retirement Plan (That You’ll Actually Use)

A one-page retirement plan condenses the entire retirement strategy onto a single, printable sheet, forcing four core decisions: goals, savings rate, asset mix, and guardrails. The template includes a clear goal amount, a sustainable savings percentage, a three‑part allocation with...

By TechBullion
FTC Seeks Contempt Ruling Against Payment Processor for Breaching Decade-Old Fraud Prevention Order
NewsJan 15, 2026

FTC Seeks Contempt Ruling Against Payment Processor for Breaching Decade-Old Fraud Prevention Order

The Federal Trade Commission has asked a Nevada federal court to hold payment‑processor Cliq Inc., its CEO Andrew Phillips and CTO John Blaugrund in contempt for breaching a 2015 court order that mandated strict fraud‑prevention controls. The agency alleges Cliq...

By Crowdfund Insider
Walmart Backed Fintech OnePay Achieves $4 Billion Valuation Milestone
NewsJan 15, 2026

Walmart Backed Fintech OnePay Achieves $4 Billion Valuation Milestone

Fintech firm OnePay, backed by Walmart, announced a valuation exceeding $4 billion following an employee share‑buyback program. The new figure doubles the $2.5 billion valuation set after a $300 million funding round led by Walmart and Ribbit Capital in late 2024. OnePay’s super‑app...

By Crowdfund Insider
Comprehensive Fund Comparison: Unlocking Insights with ISS Market Intelligence
NewsJan 15, 2026

Comprehensive Fund Comparison: Unlocking Insights with ISS Market Intelligence

ISS Market Intelligence has launched a comprehensive fund‑comparison platform that blends real‑time data, AI‑driven analytics, and customizable dashboards. The solution lets investors evaluate performance, fees, risk, and benchmarks across global funds in a single interface. By integrating advanced risk‑assessment tools...

By TechBullion
Blockchain Analytics Platform Nansen, Katana Partner to Provide Enhanced On-Chain Insights
NewsJan 15, 2026

Blockchain Analytics Platform Nansen, Katana Partner to Provide Enhanced On-Chain Insights

Nansen has partnered with Katana, a high‑performance DeFi blockchain, to embed its analytics suite into the network via a dedicated Growth Dashboard. Katana has processed over 11 million transactions in six months, averaging more than 100 000 daily swaps and serving 35 000+...

By Crowdfund Insider
Exchange Association Says Regulators Should Prioritize Gen AI Threats over Quantum Computing
NewsJan 15, 2026

Exchange Association Says Regulators Should Prioritize Gen AI Threats over Quantum Computing

The World Federation of Exchanges (WFE) warned regulators that they are over‑emphasizing quantum‑computing risks at the expense of more immediate generative AI threats. WFE estimates a 5‑10+ year horizon before cryptographically relevant quantum computers appear, recommending proportionate resource allocation. The...

By Finextra
Keye Launches AI Co-Pilot for Private Equity Due Diligence
NewsJan 15, 2026

Keye Launches AI Co-Pilot for Private Equity Due Diligence

Keye has unveiled Odin, an AI‑driven co‑pilot designed to streamline private‑equity due diligence for investment teams. The tool leverages large‑language models and proprietary NLP pipelines to extract financial metrics, covenant clauses, and risk factors from data‑room documents. Early pilots claim...

By Finextra
Keye Launces AI Co-Pilot for Private Equity Due Diligence
NewsJan 15, 2026

Keye Launces AI Co-Pilot for Private Equity Due Diligence

Keye has introduced Odin, an AI‑powered co‑pilot designed to streamline private‑equity due‑diligence. The tool lets deal teams pose plain‑English questions and receive deterministic, audit‑ready analysis instantly. Powered by Keye’s proprietary Deterministic Creativity, Odin combines natural‑language understanding with code‑based execution, eliminating...

By Finextra
Venezuelans Choose Stablecoins for USD Access, Unexpected Reasons
SocialJan 14, 2026

Venezuelans Choose Stablecoins for USD Access, Unexpected Reasons

Stablecoins are the preferred way to access USD in Venezuela, but not for the reasons you think. @cryptonomista explains 👇 https://t.co/bNoc2RM5Sk

By Laura Shin
AI Predictions for 2026 — Agentic Browsers, In-Chat Purchases, and What Marketers Should Actually Prepare For
PodcastJan 14, 20261h 29m

AI Predictions for 2026 — Agentic Browsers, In-Chat Purchases, and What Marketers Should Actually Prepare For

In this episode, Paul and Martin forecast AI’s impact on marketing for 2026, highlighting the imminent launch of Google’s Gemini‑powered agentic Chrome, the rise of in‑chat purchasing via protocols like Google Agent Payments and Microsoft Copilot Checkout, and the emergence...

By Artificially Intelligent Marketing
Streamlining Disconnected Data and Inefficient Workflows
BlogJan 14, 2026

Streamlining Disconnected Data and Inefficient Workflows

Banks are struggling with fragmented ALM and ALCO data, forcing manual reconciliations that delay decision‑making and increase compliance risk. The article highlights how siloed datasets, disparate subsidiary systems, and bolt‑on tools hinder net interest margin management and regulatory reporting. It...

By Tech Disruptors
Bank Opens Branch Aimed at Podcasters
SocialJan 14, 2026

Bank Opens Branch Aimed at Podcasters

They opened a new bank branch in town, and the target market seems to be… podcasters? https://t.co/25dDb4UEIc

By Jason Mikula
Lawsuit Alleges Oracle Made Misleading Statements Around Debt Sale for AI Infrastructure
NewsJan 14, 2026

Lawsuit Alleges Oracle Made Misleading Statements Around Debt Sale for AI Infrastructure

Oracle faces a class‑action lawsuit alleging it misled bond investors in the offering documents for an $18 billion debt sale. The suit claims the company overstated its financial position after announcing a $300 billion, five‑year AI infrastructure contract with OpenAI. Seven weeks...

By PYMNTS
CARDS Token Surges as Gacha Volume Hits All-Time High
NewsJan 14, 2026

CARDS Token Surges as Gacha Volume Hits All-Time High

Collector Crypt’s CARDS token surged 60% in the past week, driven by a record‑high gacha spin volume that generated nearly $20 million in user spend. The platform’s seven‑day revenue topped $1.87 million, the strongest since September, pushing the token’s fully‑diluted valuation to...

By The Defiant
Bitpanda Targets Frankfurt IPO with up to $5.5B Valuation: Report
NewsJan 14, 2026

Bitpanda Targets Frankfurt IPO with up to $5.5B Valuation: Report

Bitpanda, the Austria‑based crypto trading platform, is preparing a Frankfurt‑listed IPO in the first half of 2026, targeting a €4‑5 billion valuation. The company, which serves over 7 million European users, is working with Citigroup, Goldman Sachs and Deutsche Bank on the offering....

By Cointelegraph
AI and Embedded Finance Are New Medicine for Healthcare Supply Chains
NewsJan 14, 2026

AI and Embedded Finance Are New Medicine for Healthcare Supply Chains

Healthcare procurement, long dominated by static forecasts and delayed payments, is being reshaped by artificial intelligence and embedded finance. AI-driven platforms now analyze consumption data to fine‑tune inventory buffers, prioritizing life‑critical items and moving toward just‑in‑time replenishment. Embedded finance integrates...

By PYMNTS
Bank of America CEO Says AI Paying Off as Bank Cuts Costs
NewsJan 14, 2026

Bank of America CEO Says AI Paying Off as Bank Cuts Costs

Bank of America reported that its AI-driven platforms, especially the Erica virtual assistant, are delivering measurable cost and productivity gains in Q4 2025. Erica logged 169 million interactions with 20.6 million users, while Zelle transaction volume rose to $144 billion, underscoring the bank’s...

By PYMNTS
Two-Hour Outage Hits Monzo Banking Services
NewsJan 14, 2026

Two-Hour Outage Hits Monzo Banking Services

Monzo experienced a two‑hour outage on Jan 14, 2026 that degraded its mobile app, card payments, and transfers for thousands of customers. The disruption began at 10:31 a.m. ET and ended at 12:36 p.m. ET, after the bank fixed a core issue but did not disclose...

By American Banker Technology
Quavo Names David Oldershaw COO; Tony DiGiorgio CTO
NewsJan 14, 2026

Quavo Names David Oldershaw COO; Tony DiGiorgio CTO

Quavo announced the appointment of David Oldershaw as chief operating officer and Tony DiGiorgio as chief technology officer. Both executives bring deep experience in fintech operations and AI development. The hires are intended to accelerate Quavo’s product roadmap and expand...

By Finextra
Best Credit Repair Service: CreditBuilderIQ Vs. Credit Versio
NewsJan 14, 2026

Best Credit Repair Service: CreditBuilderIQ Vs. Credit Versio

CreditBuilderIQ and Credit Versio are leading DIY credit repair platforms. CreditBuilderIQ combines dispute tools with rent and utility payment reporting, three‑bureau score tracking, and access to secured cards, positioning it as a comprehensive credit‑building solution. In contrast, Credit Versio automates...

By TechBullion
Ant International Logged Over 2 Billion Cross-Border Payments Last Year
NewsJan 14, 2026

Ant International Logged Over 2 Billion Cross-Border Payments Last Year

Ant International processed more than 2 billion cross‑border transactions in 2025, primarily serving SMBs in fast‑growing regions such as Southeast Asia, South Asia, the Middle East and Latin America via its Alipay+ and Antom platforms. The episode highlights how the unified...

By Payments Journal
Coastal Financial Buys ‘Climate-Friendly’ Fintech GreenFi
NewsJan 14, 2026

Coastal Financial Buys ‘Climate-Friendly’ Fintech GreenFi

Coastal Financial Corp. announced the acquisition of the GreenFi brand, a climate‑friendly consumer finance platform, for an undisclosed amount. The deal gives Coastal full governance and long‑term stewardship of GreenFi while preserving existing banking services and customer experiences. Mission Financial...

By Banking Dive
Avalanche (AVAX) Relies on Supply Cuts, yet GeeFi’s (GEE) Phase 3 Nears End as It Unveils Upcoming Bonus System
NewsJan 14, 2026

Avalanche (AVAX) Relies on Supply Cuts, yet GeeFi’s (GEE) Phase 3 Nears End as It Unveils Upcoming Bonus System

GeeFi’s $GEE token presale has raised $2.6 million, with Phase 3 now 90 % sold and only 3 million tokens left at $0.10 each. The project promises a public listing at $0.40, delivering a projected 300 % immediate upside for early investors. GeeFi is building...

By TechBullion
Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows
NewsJan 14, 2026

Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows

Academic research shows digital payment platforms can expand access to basic financial services, especially in developing economies, by lowering distance, time, and transaction costs. However, technology alone does not guarantee inclusion; reliable mobile connectivity, affordable devices, and digital skills are...

By The Fintech Times
Alpaca Inks $150 Million Series D Funding
NewsJan 14, 2026

Alpaca Inks $150 Million Series D Funding

Alpaca announced a $150 million Series D round that values the brokerage‑infrastructure provider at $1.15 billion, led by Drive Capital. The investment brings Drive Capital’s Chris Olsen onto Alpaca’s board and is accompanied by a $40 million revolving credit facility to support global expansion....

By VC News Daily
Buy-Side Programmatic Research Infrastructure and Tooling
BlogJan 14, 2026

Buy-Side Programmatic Research Infrastructure and Tooling

Buy‑side firms are rapidly centralizing programmatic research infrastructure to handle expanding data volumes and increasingly complex investment workflows. A recent survey of 66 professionals across the US, UK and Europe shows 44% view reducing platform complexity and cost as the...

By Tech Disruptors
Bitwise Lists Bitcoin, Ether and Solana ETPs on Nasdaq Stockholm
NewsJan 14, 2026

Bitwise Lists Bitcoin, Ether and Solana ETPs on Nasdaq Stockholm

Digital asset manager Bitwise has introduced seven SEK‑denominated crypto exchange‑traded products on Nasdaq Stockholm, giving Swedish investors regulated exposure to Bitcoin, Ether, Solana and a diversified digital‑asset index. The lineup features spot Bitcoin and Ether ETPs, staking‑linked Ether and Solana...

By Cointelegraph