Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
The CLARITY Act, designed to create a federal market‑structure framework for crypto, is stalled by a four‑way deadlock. Senate and industry supporters push for a workable regulatory path, while bank‑aligned critics seek to block stablecoin yield that could erode deposit bases. Meanwhile, the SEC and CFTC have issued joint guidance that supplies partial clarity, and structural critics warn the bill could dilute existing investor protections. The impasse hinges on reconciling these competing agendas before the November midterms.
Every AI agent deserves a crypto wallet. In fact, there will be more AI agents transacting online than humans very soon. x402 is the internet payments layer (which has been missing for the last 30 years), and will enable this. The new...
Pagaya Technologies (NASDAQ:PGY) announced at the Morgan Stanley TMT conference that it targets $100‑$150 million in GAAP net income by 2026, representing roughly 50 % profit growth. The company will rely on its AI‑driven lending platform, powered by a trillion‑record application dataset,...
Kraken announced an opt‑in rewards program for its xStocks tokenized equities, granting holders up to 1% annual rewards. The initiative targets crypto‑native investors by offering yield on U.S. stocks and ETFs that trade 24/7 on‑chain. xStocks bring familiar equity products...
du Pay, the digital financial arm of UAE telecom operator du, has signed an MoU with the Philippines' leading super‑app GCash to streamline remittances for overseas Filipino workers (OFWs) in the UAE. The collaboration enables near‑instant transfers from du Pay...
DailyPay, an earned‑wage‑access platform handling about $30 billion annually, has deployed agentic AI from ComplyAdvantage to bolster its anti‑money‑laundering (AML) operations. The autonomous AI agent gathers and summarizes transaction data, feeding it to human analysts who retain final decision authority. According...
Fintech startup Sekond has introduced a free liquidity monitoring tool aimed at private‑market advisors. The platform aggregates redemption schedules, cash‑flow forecasts, and liquidity buffers for semi‑liquid funds such as private‑credit, REITs, and interval funds. By offering real‑time insight, the tool...
Robinhood Markets filed a federal lawsuit on March 30 in Tacoma to prevent Washington state from applying its gambling statutes to the company’s prediction‑market offerings. The firm argues that federal commodities law preempts the state’s action, a move that could...
Spot Bitcoin exchange‑traded funds have attracted roughly $186 million of fresh money in the past 24 hours, compressing price drawdowns to about 50% and prompting a wave of institutional buying. Analysts say the inflows are dampening volatility and turning Bitcoin into...
Visa Direct has teamed up with Moonrise, the Banking‑as‑a‑Service platform built by Nordic challenger bank Lunar, to tap local payment rails in Denmark, Sweden and Norway. The partnership adds virtual accounts, domestic clearing, pay‑ins and pay‑outs to Visa’s global API,...
TradingView launched the AI Chart Copilot, an AI‑powered assistant that lives in a browser side panel alongside its charts. The tool instantly delivers technical breakdowns—moving averages, RSI, MACD, support/resistance and a rating—plus news, earnings and fundamental data for any asset....
Banks and trade groups are urging the Office of the Comptroller of the Currency (OCC) to strengthen oversight of core banking service providers, citing delayed system updates that jeopardize regulatory compliance. The three dominant vendors—Fiserv, Fidelity National Information Services, and...
Global Payments vaulted to the top of TSG’s 2026 Directory after acquiring Worldpay, processing roughly $2.8 trillion across 53 billion transactions in 2025. The five largest U.S. acquirers together handled nearly $9 trillion, accounting for about two‑thirds of total card volume, while the...
Fintech lender SoFi announced the launch of SoFi Big Business Banking, an enterprise platform that lets companies manage fiat and cryptocurrency transactions within a single, nationally chartered bank. The service offers 24/7 settlement, supports the SoFiUSD stablecoin and major crypto partners such as...
Maintenance based lending is the first true defi evolution after LTV based lending. Enables an entirely new suite of hedged strategies that can move from active management to passive management. Less stress for borrowers, better yield for depositors. Many new features...
The DeFi space needs more OpenClaw energy Less: • Ponzinomics • Vampire attacks • Token incentive death spirals • Governance theater More: • Open protocols • Composable rails • Builder-first infrastructure We're building the financial layer of the machine economy
Grasshopper introduced its Model Context Protocol (MCP) server in August 2025, partnering with digital‑banking platform Narmi to let clients feed financial data into AI tools such as Claude or ChatGPT without exposing core banking systems. MCP acts as a secure...
JUST IN: Coinbase’s AI payments protocol x402 joins the Linux Foundation with Google, Stripe, and AWS to standardize high-frequency, micro AI transactions https://t.co/nL9YqAaVsW
$SOFI platform continues to get stronger despite IRAN conflict puking all over equities. Short term is extremely volatile for the entire market but hard not to be long term bullish on this company. 💪🏻
Flutterwave has obtained a national micro‑finance banking licence in Nigeria after acquiring open‑banking startup Mono, allowing it to hold deposits and issue loans directly. The move follows $40 billion in lifetime payments processed through its platform and eliminates reliance on third‑party...
In this episode of the Trust Advantage series, Payroc CRO Brock Robertson discusses the evolving payment strategies of software platforms, highlighting the shift from full payment ownership (pay‑fac models) back toward trusted referral and partnership models. He explains how the...
Options Technology announced direct, low‑latency connectivity to Japan Alternative Market (JAX), a new proprietary trading system, extending its AtlasFabric network across Japan and the broader APAC region. The integration gives institutional clients managed access to JAX market data and trading...
JD Power's Canada Investor Satisfaction Study shows that 47% of affluent DIY investors with at least CAD 250,000 (≈US $185,000) plan to work with a human financial advisor within a year, especially those with children. Fintech platforms like Wealthsimple still lead on innovation...
Marquis Marketing Services, a data‑analytics firm used by hundreds of banks, confirmed a ransomware attack that exposed the personal and financial information of 672,075 individuals. The breach, traced to a flaw in firewall provider SonicWall’s cloud backup, has triggered a...
UAE authorities detained dozens of money‑changing operators tied to Iran’s Revolutionary Guard, shutting down firms and sealing offices. The move severs a key offshore conduit for hard‑currency flows that finance Tehran’s proxy wars, and it forces fintech platforms to tighten...
Paymentology has partnered with South Africa’s branchless Bank Zero to accelerate digital banking access, merging Paymentology’s global card‑processing expertise with Bank Zero’s app‑first platform. The alliance will let fintechs, retailers, SMEs and digital platforms issue flexible Mastercard cards through a...
Efforts to level the informational playing field across firms — by mandating data-sharing or expanding access to consumer risk information — are increasingly at the centre of Europe’s digital regulatory agenda. https://t.co/3koMS2B5Ui
Wirex, a full‑stack crypto card issuer, has partnered with fintech platform Utorg to embed its Banking‑as‑a‑Service (BaaS) stack into Utorg’s ecosystem. The integration gives Utorg’s 2 million users in over 190 countries access to non‑custodial virtual and physical debit cards, EUR/USD...
Interesting Caixin article on China’s intensifying crackdown on the consumer lending and loan-facilitation business, with regulators summoning major platforms for talks and pressing the industry to sharply curb borrowing costs. https://t.co/BIv3i5trGx
Binance unveiled 13 new AI Agent Skills, extending the platform’s artificial‑intelligence layer to every major product line. The upgrade lets agents trade COIN‑M futures, options, and portfolio‑margin contracts, run institutional‑grade TWAP and POV algorithms, and manage fiat on‑ramps, P2P, and...
Tapcheck Inc. has partnered with Paychex to embed its on‑demand pay technology directly into the Paychex HR PEO platform. The integration lets eligible workers instantly move a portion of earned wages to a bank account or a free Tapcheck Mastercard...
The WERO cross border interoperability is what matters most. Wero, Euro stablecoins, the Euro CBDC, and the EU ID; are foundational and will have network effects.
I had a thoroughly enjoyable conversation with @Jessica Ellerm on the @ThemeliaApp podcast. If you’re interested in the past, present and possible future of money, you might enjoy the full discussion: https://t.co/j8aDGlc0oI https://t.co/lxnSe1jb0c
Ghana has embedded a digital wallet into its national ID, the Ghana Card, allowing online, in‑store, ATM and cross‑border payments in over 200 countries via the MyCitizens app or USSD *402#. The move targets the country’s low 0.6% credit‑card penetration...
AUSTRAC has ordered payment platform MHITS Limited to appoint an external auditor to verify its anti‑money laundering and counter‑terrorism financing (AML/CTF) compliance. The directive follows a broader supervisory campaign that previously targeted WorldRemit and Airwallex and issued sector‑wide warnings about...
Germany and Italy have tabled a joint proposal to give the EU a “kill switch” for foreign stablecoins that operate through multi‑issuer, cross‑border structures. The draft would require the European Banking Authority to ban any token whose home‑country regulatory regime...
Yellow Network co‑founder Alexis Sirkia launched the $YELLOW token on the company’s own infrastructure, sidestepping the traditional multi‑exchange token generation event. The platform introduces a Layer‑3 trustless clearing layer that uses state channels for off‑chain trading and on‑chain settlement, aiming...
DTCC issued an updated participant notice on April 2, 2026, revising identifiers, retiring firms, and adding new participants across several service platforms. Distribution Services, LLC received a new Fund/SERV number (3969) effective May 1, while Ultimus Fund Distributors joined the Omni/SERV Activity &...
The Depository Trust Company announced that its Payment Without Presentation (PWP) model will expand from certificates of deposit to all DTC‑eligible debt instruments, marking a major step toward full dematerialization. The rollout is contingent on regulatory approval and has been...
The SEC approved the NSCC rule change (SR‑NSCC‑2026‑001) on March 12, 2026 to enable central clearing of ETFs that contain options as underlying components. NSCC will establish a dedicated link with the Options Clearing Corporation to process these complex products....
Wealthsimple has introduced a direct‑indexing product for Canadian retail investors, letting taxable‑account holders own the individual stocks that replicate U.S. and Canadian market indices. The service charges a 0.15% annual fee with a $1,000 (≈ $740 USD) minimum and applies a 0.05%...
Step 4 of the Know‑Your‑Customer (KYC) workflow requires the account‑opening team to compile and present verified customer data to senior management or designated authorizers. The presentation must clearly flag the customer’s risk tier, include full identification documents, source‑of‑funds details, and, for...
Arc will deliver magical experiences where crypto fades into the background and users are delighted with just using money in powerful new ways.
Better Home and Finance has launched a crypto‑backed down‑payment loan in partnership with Coinbase that qualifies for Fannie Mae‑insured conforming mortgages. The product lets borrowers use Bitcoin or USD Coin as collateral for a down payment, marking the first GSE‑approved crypto‑linked...
India’s leading private banks and telecom operators are jointly phasing out traditional one‑time passwords in favor of a silent authentication system that validates the mobile number linked to a banking app against the SIM currently active on the device. The...
India’s fintech boom, once dominated by UPI, is evolving toward solutions that serve the underbanked and first‑time users. Startups are blending digital tools with human assistance, creating "phygital" experiences that build trust. Rural cash‑dependency is being tackled by turning local...
Kalshi: you can put bet on and take it off at any time. Close it out after a spike. (there is a very minor delay at times)...
It's great to see the scaffolding building up around USDC & x402 for agentic payments.
Transak announced today that its regulated payments platform now directly supports the Canton Network, letting institutions acquire Canton Coin with credit cards, bank transfers and local payment rails. The move links a privacy‑focused blockchain that already underpins $8 trillion of tokenized...
Good to see @BrettSimba at Tradeify listening to trader feedback on their elite program. Clear communication is crucial when launching new features - traders need to understand exactly what they're getting into. Full Tradeify breakdown at https://t.co/pKoy2KGz8x 📊
