Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Open banking is expanding rapidly, with the UK now supporting over 17 million active user connections and delivering roughly £8.3 billion (about $10.5 billion) in transaction value. Irfan Ahmed of BPC argues that the real bottleneck is not regulatory compliance or talent scarcity, but the ongoing operational burden of building, maintaining, and scaling API integrations. As API work moves from one‑off projects to continuous service, many mid‑tier banks lack the capacity to keep pace, causing a widening gap in market participation. Low‑code/no‑code platforms and API‑banking‑as‑a‑service models, such as BPC’s SmartVista, aim to close this implementation gap by simplifying delivery and reducing engineering overhead.
Midnight, a privacy‑focused blockchain using zero‑knowledge cryptography, has entered its mainnet phase with a phased public rollout. The network’s hybrid ledger architecture separates public and private data, allowing sensitive financial and identity information to be processed without exposure. Founder Charles...
Fintech firm Bilt relaunched its premium Palladium card in early 2026, charging a $495 annual fee and offering 2 points per dollar on most purchases plus airport lounge access, travel credits, and housing rewards. To earn points on rent or...
On March 12 2026 the CFTC published an Advance Notice of Proposed Rulemaking (APNR) seeking input on event‑contract derivatives traded on prediction markets. The agency signals intent to assert exclusive jurisdiction, potentially overriding state gambling regimes, and classifies these contracts as swaps...
In 2018, Stripe offered $1.2B for Airwallex. They refused and built an $8B company instead. Here's how they did it👇
Payment integrity isn’t about clawbacks anymore. It’s about getting it right the first time. Why payment precision is now a mandate for payer leadership 👇 https://t.co/wFxAgapVAF #AMPS #ClaimInsight #HITSM
Dark Matter Technologies introduced Ask Aiva, an embedded AI assistant in its Empower loan‑origination system that uses retrieval‑augmented generation to answer loan officers' queries with source‑cited, conversational responses. The tool lets users click through to the underlying data, aiming to build...
April 1, 2026 marked the original deadline for the CFPB’s Section 1033 open‑banking mandate, but a federal injunction froze enforcement, leaving the rule in legal limbo. Major banks have nevertheless accelerated API partnerships with aggregators such as Plaid to meet consumer demand and...
Daylit unveiled AI‑driven agents that automate the accounts‑receivable workflow, linking ERP, CRM, email, phone, text and banking systems to flag delinquency risk, launch outreach and refresh cash forecasts instantly. Early adopters report collections on high‑risk accounts rising nearly threefold, manual...
Interactive Brokers has launched regulated crypto‑asset trading for European retail investors, adding Solana to a roster of 11 cryptocurrencies available alongside stocks, options and futures. The move gives SOL, currently priced around $83 with a $40 billion market cap, direct access...
We built Ramp to save businesses time & money. But we won't build the future of finance by looking backwards. Introducing Rampwards. A gamified points system that goes against everything we stand for. Now available to our 50,000+ customers, who were all...
The European Central Bank released a position paper outlining a roadmap to diminish the EU’s reliance on U.S.-based Visa and Mastercard networks, which currently process more than 60% of card transactions in Europe. The strategy calls for a home‑grown, account‑to‑account...
Bank transactions often appear as pending because they undergo separate authorization and settlement phases, batch processing, and multiple security checks. Delays are especially common for interbank transfers, international wires, and check deposits, which may be held for several business days....
U.S. Bank has partnered with Built Technologies to automate its construction‑loan workflow using Built’s AI‑driven Draw Agent platform. The integration promises faster funding, with draw times potentially improving up to 70%, and offers borrowers real‑time visibility into draws, inspections, and...
EDX Markets has filed an application with the Office of the Comptroller of the Currency to become a de novo national trust bank. The charter would limit the bank’s activities to custody, asset‑management and risk‑less principal trading while the exchange continues...
Facephi has signed a five‑year deal with an unnamed Central American bank to deploy its mule‑account detection and behavioral biometrics platform across the institution’s operations. The solution will monitor the full customer lifecycle, targeting synthetic identities, organized fraud networks and...
SUNRATE announced the opening of a new office in Kuala Lumpur, expanding its Southeast Asian footprint as Malaysia intensifies its push to become a regional fintech hub. The move positions SUNRATE to capture growing demand for SME lending and digital...
On April 1, 2026 the Bank of England and the Prudential Regulation Authority issued a formal response to a joint letter from the Chancellor, the Secretary for Science, Innovation and Technology, and the Secretary for Business and Trade. The BoE/PRA pledged to...
Raise Fintech Ventures, the parent of stock‑broking platform Dhan, is set to acquire wealth‑tech startup Infinyte Club in a 100% cash‑and‑stock deal valuing the company at roughly $13‑15 million. Infinyte, founded in 2023, raised over $3.6 million from Elevation Capital...
SUNRATE, a Singapore‑based global payment and treasury platform, has relocated its Kuala Lumpur operations to a larger office in Menara Binjai. The new space will accommodate expanded teams in operations, customer experience, product development, and regional business support. This move...
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The U.S. Treasury has opened a notice‑and‑comment rulemaking to solicit feedback on implementing the GENIUS Act, which legalizes payment stablecoins. The agency proposes that issuers with up to $10 billion in outstanding stablecoins may be regulated at the state level if...
RS2, a long‑time payments‑infrastructure provider, launched its first consumer product—the Visa IceTigers Deferred Debit Card—accompanied by a mobile app. The debut marks the firm’s shift toward integrated issuing, combining card creation, processing, and customer engagement on a single platform. By...
The latest fintech digest highlights Visa’s new platform to curb subscription‑payment failures, Venmo’s rollout in 30 additional countries, and Nium’s $200 million commitment to build a stablecoin network. It also notes the rapid rise of real‑world‑asset (RWA) perpetual contracts driven by...
FATCA and CRS filings seem on track, yet private‑capital firms wrestle with fragmented investor tax data. Records are siloed across onboarding tools, fund administrators, internal databases and external providers, forcing compliance teams into repetitive reconciliation work. Legacy, manually‑driven infrastructures amplify...
Public, a New York‑based brokerage founded in 2019, announced AI‑driven agents that automate trading strategies for self‑directed investors. The agents can monitor markets and execute recurring trades, from generating $5,000 a month in covered‑call income to same‑day options tied to...
Visa has launched six AI‑enhanced dispute‑resolution services, marking the first major update since the Visa Acquirer Monitoring Program (VAMP) went live. VAMP consolidates five fraud programs into one, with enrollment triggered when a merchant’s chargeback ratio exceeds 1.5% or an...
Venture capital firm Paradigm is developing a dedicated prediction‑markets trading terminal aimed at professional traders and market makers, a project led by partner Arjun Balaji since late 2025. The initiative coincides with growing institutional interest in prediction markets that cover...
National Securities Depository (NSDL) has introduced the Women Plan, waiving settlement fees on debit instructions for women who open new demat accounts between April 1, 2026 and March 31, 2027. The fee exemption lasts three years and applies to unlimited transactions, including joint accounts...
Billion Dollar Boy’s AI‑driven platform Companion now includes a Creator Payments feature, built with Lumanu’s financial infrastructure. The tool consolidates onboarding, tax compliance and payout distribution into a single dashboard, handling up to 14 administrative actions per creator. An accompanying...
Prometeia is expanding its presence in Spain by offering data‑driven, AI‑enhanced solutions for the country’s fast‑growing wealth and asset‑management sector. The firm introduced a Digital Wealth Management Platform and an Asset Management Insights SaaS tool that combine analytics, ESG metrics...
Fincite has rolled out three new capabilities on its fincite • cios platform aimed at cutting advisor friction. The updates introduce a many‑to‑many user‑client model that lets a single e‑banking identity access multiple mandates, embed mandatory comments into every activity...
MTN Fintech South Sudan upgraded its MoMo service, shifting airtime top‑up from agent‑driven purchases to customer‑initiated self‑recharges. Agents now earn a 10 percent commission on every cash‑in deposit, turning each wallet refill into a revenue event. The new workflow eliminates the...
Ripple has upgraded its treasury management platform to embed digital‑asset capabilities, letting corporate finance teams hold, track, and manage cryptocurrencies alongside fiat in a single interface. The new Digital Asset Accounts and unified dashboard provide real‑time visibility across bank accounts,...
The International Association of Money Transfer Networks (IAMTN) has entered a strategic partnership with Next Generation NGPES to embed stablecoins into mainstream cross‑border payment flows. The collaboration aims to create a compliant, interoperable framework that lets banks and payment providers...
eToro has secured both a New York BitLicense and a Money Transmitter License, allowing the platform to offer cryptocurrency trading to New York residents for the first time. The approval follows a 2024 SEC settlement that forced the firm to pull most...
India's Unified Payments Interface (UPI) processed a record 22.64 billion transactions in March 2026, the highest monthly volume since its 2016 launch. Volume grew 24% year‑on‑year, while total transaction value rose to ₹29.53 lakh crore (approximately $356 billion). Daily averages edged up to 730 million...
The Depository Trust & Clearing Corporation (DTCC) unveiled Rapid Issuance, a new service on its Underwriting Central platform that automates the full lifecycle of equity‑linked structured notes. The solution enables issuers to complete closings within an hour, promising faster time‑to‑market,...
Cross River Bank’s parent, CRB Group, secured a $50 million capital raise backed by existing investors and T. Rowe Price. The funds will accelerate the bank’s embedded‑finance platform, expanding AI‑driven operations, cryptocurrency infrastructure, and global market reach. Cross River aims to...
Nigerian entrepreneur Ndulue Kenechukwu has launched KeshPay, a crypto‑to‑naira conversion platform aimed at streamlining digital‑asset transactions across West Africa. The service tackles persistent peer‑to‑peer trading issues by offering a controlled environment that speeds up exchanges and reduces dispute risk. In...
JPMorgan Chase CEO Jamie Dimon told CBS Evening News the bank is exploring the launch of prediction‑market services for its clients. The move could blur lines between gambling and investing and draw heightened regulator attention.
WhiteBIT Coin (WBT) reached a $15 billion market cap, up 50% from its $10 billion level, after a major token unlock, a Kraken listing and expansion into Ghana. The surge underscores the rising influence of exchange‑issued tokens in the crypto‑finance ecosystem.
Malta is publicly opposing the European Union's draft framework that would move crypto supervision to the European Securities and Markets Authority. The island nation argues the shift would force it to relinquish direct oversight of major exchanges, threatening its reputation...
Banks are underselling small‑business credit cards by focusing on rates and fees while neglecting the operational tools owners value, such as expense separation, cash‑flow integration, and employee spending controls. The Javelin Strategy report shows many merchants already hold personal accounts,...
South Africa's revenue agency SARS unveiled Modernisation 3.0, a digital overhaul that will issue every taxpayer a biometric, two‑factor digital identity. The programme adds AI‑driven case management, instant payments with the Reserve Bank, and automatic VAT assessments. In FY 2025/26...
Ghana’s National Identification Authority has embedded a digital wallet into the Ghana Card, allowing holders to withdraw cash from ATMs, pay in stores and online, and conduct international transactions in over 200 countries. Cardholders can activate the wallet through the...
El Salvador’s central bank launched Pay, a free 24/7 digital payment platform aimed at informal workers and small businesses. The system, already serving about 10,000 users, enables QR‑code payments, interbank transfers, and records income for future credit access. Users must...
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Smartlayer, a London‑based AI fintech that built a white‑label data platform for residential lending, announced it will cease operations after three years. Founded in 2022, the company raised $835,000 in a 2024 seed round and launched HomeScore, a product co‑developed...
