Hong Kong Defends 'Same Risk, Same Regulation' Approach for Crypto at WEF
Hong Kong Finance Secretary Paul Chan defended the city’s “same activity, same risk, same regulation” framework for digital assets at the World Economic Forum in Davos. The approach ties regulatory requirements to the risk profile of a service rather than the underlying technology. Chan highlighted ongoing initiatives, including a licensing regime for virtual‑asset platforms, upcoming stable‑coin licences, and $2.1 bn of tokenized green bonds issued since 2023. He also referenced broader tokenisation efforts such as a $3.8 bn money‑market fund on BNB Chain and the HKMA’s DART strategy.
U.S. Bancorp Says Embedded, Interconnected Payments Capabilities Are Key to Gaining Clients
U.S. Bancorp reported a record fourth‑quarter net revenue of roughly $7.4 billion, crediting its payments transformation as a primary driver. CEO Gunjan Kedia emphasized that embedded, interconnected payment capabilities are essential for attracting Gen Z clients and deepening relationships. The bank unveiled...
CoinTerminal’s Max Stochyk Duarte on Token Launches, Retail Protection, and Surviving 2026
CoinTerminal’s Head of Sales Maximiliano Stochyk Duarte explained that token launches in 2026 must earn retail trust through solid business models and transparent token economics. The Dubai‑based launchpad leverages a 650,000‑member community and a 12‑hour refundable period to lower investor...
First Entertainment CU Launches Digital Brand in Atlanta
First Entertainment Credit Union has launched CineFi, a fully digital banking brand targeting film, TV, and other creative professionals in Atlanta and Los Angeles. Developed with fintech partner Nymbus, CineFi offers high‑yield checking and savings, round‑up savings, early direct deposit...
How PayPal’s New Tax Service Fits Into Its Overall Strategy
PayPal is launching a free, DIY tax‑filing service for its debit‑card users in partnership with april, pulling financial data from PayPal accounts to streamline federal and state returns and allowing refunds to be deposited directly into PayPal. The move aims...
Not All Crypto Is Equal: Schwab Maps Where the Money Actually Is in Digital Assets
Schwab’s Center for Financial Research released a three‑layer model for crypto, dividing the market into foundational networks, infrastructure, and products. The base layer—Bitcoin, Ethereum and similar blockchains—accounts for roughly 80% of the sector’s $3.2 trillion market cap. Infrastructure protocols such as...
Beyond the Interface: Assessing the Security and Payment Infrastructure of Today’s Top Digital Wallets
Digital wallets are evolving beyond UI to prioritize security architecture, payment infrastructure, and regulatory intelligence for 2026. Agentic commerce will enable AI agents to execute transactions autonomously, requiring cryptographic consent and continuous trust orchestration. Multi‑biometric authentication, AI‑driven predictive security, and...
Digital Banking : Brazil’s Nubank Remains Focused on Financial Inclusion, Improving UX, LatAm Markets
Nubank announced a suite of new initiatives in 2026 aimed at deepening financial inclusion and enhancing user experience across Latin America. Partnerships with Uber, iFood, Shopee, OpenAI and Burger King helped customers avoid $29 million in expenses in 2025. The bank’s...
Funding Circle Introduces Digital Tools for SMBs, Appoints New Chief Legal Officer
Funding Circle announced two strategic moves in January 2026. It appointed Sarah Whiteley, a veteran legal executive, as Chief Legal Officer, replacing long‑time incumbent Lucy Vernall. The fintech also launched a beta version of its Cashback business credit card, now...
Step-by-Step Guide to Online Invoice Creation
The article provides a detailed, eight‑step guide for creating professional online invoices, covering tool selection, business and client data entry, unique numbering, dates, line‑item details, taxes, and final review. It emphasizes features such as automatic calculations, PDF/email export, and tax...
Was 2025 a Good Year for the WealthTech Sector?
FinTech Global interviewed Kidbrooke’s head of business development, Zaliia Gindullina, to assess 2025’s performance in WealthTech. While the sector saw a noticeable dip in funding rounds and total capital raised, established players continued to expand. Providers shifted from experimental pilots...
Online JSON to Excel Converter for Quick File Conversion
An online JSON to Excel converter enables users to upload or paste JSON data and receive a downloadable XLS or XLSX file without writing code. The tool validates syntax, parses nested structures, and maps data into rows and columns, delivering...
Compliance Fundamentals: Building a Resilient and Intelligent Recordkeeping System
The proliferation of digital collaboration tools and hybrid work has dramatically expanded the venues where regulated business occurs, prompting a wave of SEC enforcement actions that have levied over $700 million in penalties since 2023. Firms now require comprehensive data‑capture solutions...
How Virtuoso Partners Scales Document Automation with M-Files
Virtuoso Partners, a UK‑based intelligent‑automation firm, has leveraged its partnership with M‑Files since 2021 to modernise document‑heavy processes through metadata‑driven management and workflow automation. By combining M‑Files’ contextual content handling with its own AI, RPA and intelligent‑document‑processing expertise, Virtuoso delivers...
Sentinel Wealth AI: Your Key to Clarity and Confidence
Sentinel Wealth AI offers an AI‑driven investment platform that combines real‑time market analysis, personalized alerts, and a robust educational library. Users report faster identification of trading opportunities and increased confidence in portfolio decisions. The interface is intuitive, enabling quick account...
Fintech Rundown: A Rapid Review of Weekly News
Fintech’s weekly roundup spotlights AI’s rising valuation and deployment, new payment partnerships, and record credit extensions. ElevenLabs is in talks that could push its valuation to $11 billion, while Synechron rolls out AI agents for workflow automation. dLocal teams with Honor...
Exclusive: Gusto Launching Payroll Inside ChatGPT
Gusto announced that its payroll platform is now available as an app inside ChatGPT, letting eligible small‑business customers run payroll through natural‑language conversations. The integration uses OAuth so passwords never touch OpenAI, and only payroll admins can authorize actions. Initially...
Earn Yield or Trade Stocks and Metals on Manifest
Manifest is a Solana‑native DeFi platform that runs an on‑chain central limit order book and charges zero trading fees. It offers two primary products: Destiny Vaults, where users deposit stablecoins like CASH or PYUSD to earn up to 38% APY...
Blockchain: From Regulatory Ambiguity to Operational Blueprint
Regulators across the EU and U.S. are moving from vague crypto principles to concrete rules, compelling financial firms to redesign blockchain systems for auditability and legal accountability. The EU’s MiCA framework now demands identifiable issuers, risk controls, and one‑to‑one reserve...
Bessent Tells Banks Deregulation Makes up for 10% Rate Cap
Treasury Secretary Scott Bessent told banks that deregulation, which he says has unlocked $2.5 trillion of extra lending capacity, should offset the impact of President Trump’s proposed 10% credit‑card interest rate cap. He emphasized that reduced compliance costs are boosting bank...
Mastercard Said to Weigh Zerohash Investment After Ending Takeover Talks Worth Billions
Mastercard is weighing a strategic investment in blockchain infrastructure firm Zerohash after acquisition talks collapsed, despite earlier reports that the payment giant might have paid up to $2 billion for a full buyout. Zerohash, valued at $1 billion after a $104 million Series D‑2...
Napier AI Powers MV Shield for Building Societies
Napier AI and Mutual Vision have launched MV Shield, a purpose‑built AML and financial‑crime compliance platform for UK and Canadian building societies and credit unions. The solution is offered as Compliance‑as‑a‑Service, pairing Napier AI’s technology with Mutual Vision’s sector expertise....
Agentic Commerce and the Quiet Return of Guest Checkout
Agentic commerce is reshaping digital transactions by letting AI‑driven software agents select products, optimise pricing and initiate payments without direct shopper input. In this new model, the once‑dismissed guest checkout is re‑emerging as a friction‑free, network‑centric payment option. EMVCo’s Secure...
Trump Media Sets Date for Shareholders to Receive Reward Tokens
Trump Media announced that shareholders will receive reward tokens on February 2, 2026, the record date for the distribution. The company partnered with Crypto.com to issue and custody the non‑transferable tokens, which are not securities and cannot be exchanged for cash. Token...
Currency.com Signs with Zodia Markets
Currency.com announced a strategic partnership with Zodia Markets, an institutional‑grade digital‑asset liquidity venue backed by Standard Chartered Bank. The integration gives Currency.com access to one of the deepest liquidity pools, extensive banking rails, and a global footprint, enabling faster, fairly‑priced...
Trump's New CFTC Chief Selig Starts 'Future-Proof' Initiative to Champion Crypto
Mike Selig, newly appointed CFTC chairman under President Trump, announced a "future‑proof" crypto initiative aimed at codifying digital‑asset oversight into formal rules. He emphasized that the $3 trillion crypto market warrants tailored regulations rather than ad‑hoc enforcement. Selig also unveiled an...
Chainlink Expands Data Streams to Cover Multitrillion-Dollar U.S. Stock Market
Chainlink has upgraded its Data Streams product to deliver 24/5 coverage of U.S. stocks and ETFs, using a pull‑based model that provides sub‑second updates only when trades occur. The new feed includes market‑status flags and bid‑ask spreads, reducing gas costs...
New LSEG Data Reveals Ownership Behind One-Third of Sanctions Exposure
London Stock Exchange Group’s Risk Intelligence unit has launched the Sanctioned Securities Data File, an instrument‑level dataset that links sanctions designations to specific securities. Initial analysis shows about one‑third of sanctions exposure stems from ownership or control relationships, even when...
Karavel Raises £1.25m Pre-Seed to Modernise AI-Driven Compliance
Karavel announced a £1.25 million pre‑seed round led by Fuel Ventures to accelerate its AI‑driven compliance platform across the UK and Europe. The solution bundles marketing ad reviews, real‑time horizon scanning, regulatory gap analysis and actionable guidance in one interface. By...
Pagaya Launches $350m Revolving Personal Loan ABS Deal
Pagaya Technologies closed a $350 million revolving asset‑backed securitisation, PAID 2025‑REV1, backed by consumer loans originated on its AI‑driven network. The deal features a 24‑month revolving period that can double funding capacity to $700 million as loans are repaid. Structured with 26North Partners,...
Applications Now Open for Next Round of FCA’s AI Live Testing
The FCA has opened applications for the second round of its AI Live Testing programme, a regulatory sandbox that pairs firms with the FCA and tech partner Advai to develop, assess and deploy AI in UK financial markets. Applications close...
Fintech Secures 11% Venture Funding, Second to AI
Fintech is quietly back in the spotlight. It now captures 11% of global venture funding, second only to AI. Rounds are getting larger, and investors are focusing less on hype and more on business models that actually scale. The signal matters. As...
A Manual Process in a Digital World: Schengen Visas
Travelers to the Schengen area must still navigate a largely paper‑based visa application process, despite widespread digitalization elsewhere. Applications require printed forms, mailed passports, and manual review by embassy officials, with only scheduling and tracking offered online. The European Union...
From Consumers to Owners: What the Best Crypto Token of 2026 Looks Like
Healthy Cola’s $HEALTH token launched on LBank and Raydium, jumping 220% from its $0.15 listing price. The Solana‑based utility token is anchored to a real‑world beverage business that generated roughly $8 million in 2025 across 16 countries. Tokenomics feature a fixed...
Boardwalktech Launches Verity, the Intelligent Controls Platform
Boardwalktech Software Corp. unveiled Verity, an AI‑driven Intelligent Controls Platform aimed at banks, insurers and other highly regulated enterprises. The solution uses generative and agentic AI to automate the design, execution, testing and continuous monitoring of operational, financial and compliance...
Financial Workflows Every Business Should Automate in 2026
Finance teams are increasingly turning to automation to eliminate repetitive tasks and boost efficiency, with Gartner estimating RPA can save over 25,000 hours of avoidable rework annually. The article outlines seven high‑impact workflows—invoice‑to‑payment, bank reconciliation, expense reporting, payment collection, cash...
Mask Network Takes Helm of Lens SocialFi Infrastructure
Over the years, we have built some of the most important onchain financial primitives. We later expanded that ambition to social primitives that users truly own. We built the Lens Protocol and its underlying onchain rails, including state-of-the-art decentralized data storage...
What High Performing Email Campaigns Have in Common
High‑performing email campaigns share core attributes such as deep personalization, timely relevance, seamless automation, and relentless creative testing. Leveraging data‑driven insights and smart segmentation, especially through platforms like Klaviyo, enables marketers to tailor messages that resonate with individual recipients. Integrating...
Tokenization Can Democratize Global Markets for All
There’s a fundamental problem with global wealth creation: - Capital markets overwhelming benefit the rich - Working income growth is massively outpaced by capital income - Most people are unable to or priced out from participating in the best financial markets Everyone should have...
Your Crypto‑bank Integration Is Fundamentally Flawed
If this is how you’re integrating crypto into tradfi bank app, you’re doing it wrong: https://t.co/kWU3jPhsdf
RedStone Acquires Security Token Market (STM.co) and TokenizeThis Conference
RedStone announced the acquisition of Security Token Market (STM.co) and its flagship TokenizeThis conference, aiming to accelerate growth in the United States. STM.co operates a data, media, and research platform focused on tokenized real‑world assets, complementing RedStone’s enterprise‑grade oracle and...
Consumers Test Financial Services Before Full Commitment
Financial relationships take time. Consumers kick the tires before committing fully, just like buying a used car. Digital players understand this patience. https://t.co/2BdOuNRPaG
DTC Must Embrace Tokenization or Face Blockbuster Fate
If DTC doesn't go all in on tokenization... they are in trouble, they'll become a Blockbuster, says @kkirkbos https://t.co/IYyWwt1LDc
PhotonPay Expands UK Local Payment Rails via New Collaboration with ClearBank
The episode details PhotonPay's new partnership with ClearBank, which gives PhotonPay's business clients indirect access to the UK’s Faster Payments, BACS, and CHAPS rails via ClearBank’s API-driven infrastructure. This collaboration enables the issuance of virtual accounts, real-time GBP collections and...
Fed Refuses Transparency on Synapse Oversight, Cites Confidentiality
Fed continues stonewalling all requests for transparency regarding its oversight of Synapse, arguing it is confidential supervisory information: https://t.co/VQcPyPqkNw
Alex Zozos Explains Securitize‑Galaxy Partnership Details
Want to know about the Securitize - Galaxy partnership? Hear from @SuperstateInc's GC @AlexZozos https://t.co/IYyWwt1LDc https://t.co/EmzS0EAAFX
City of London Police Launches Fraud Reporting Service
The City of London Police has unveiled a national "Report Fraud" service, replacing the older Action Fraud programme. The platform offers victims and businesses across England, Wales and Northern Ireland a single gateway to report cyber crime and fraud. By centralising...
Mantle's $4B Hackathon Fuels RWA & DeFi Innovation
Shoutout to @0xMantle for backing the next wave of RWA and DeFi innovation 🌍🛠 With a $4B treasury, 7M+ user reach, and $150k in prizes, the Mantle Global Hackathon 2025 is where onchain builders should be looking. Register here: https://t.co/agPHHmb6Sd
Crypto Could Unlock Wealth for 4 Billion People
About to go live on @BloombergLive to talk about how crypto will unlock wealth generation opportunity for 4 billion people https://t.co/J3Sp2JSZBA
NYSE Builds Own Blockchain, Seizes Tokenized Securities Lead
NYSE tokenised securities platform New York Stock Exchange building native blockchain infrastructure for tokenized securities. Not partnering with crypto platforms - owning the stack. Traditional finance claiming on-chain territory before crypto-native players dominate. Infrastructure land grab accelerating https://t.co/UnfYczgDRl