Know What's Happening in FinTech
Know What's Happening in FinTech
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Daily
Every morning
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A new State of Financial Crime 2026 report from ComplyAdvantage reveals that financial institutions are falling behind AI‑enabled criminal networks. Over 600 senior compliance leaders reported 99% detection weaknesses, with only 33% employing AI for core AML functions and manual alert handling taking up to 30 minutes. The survey highlights rising exposure to cybercrime, organised crime and human trafficking, and predicts a surge in sophisticated AI‑driven money laundering and terrorist financing. Regulators warn that a “wait‑and‑see” stance could cause systemic harm to the UK financial system.
Toast, the Boston‑based restaurant point‑of‑sale provider, announced it will launch a drive‑thru product aimed at quick‑service restaurants later this year. The move marks a strategic shift from its traditional focus on casual‑dining chains such as Applebee’s and Potbelly. In 2025...
Clip, the Mexico‑based payments‑tech firm, introduced tap‑to‑pay for Android devices, extending the functionality of its recently launched Clip Total 3 POS. In parallel, Wirex rolled out Stablecoin Push‑to‑Card using Visa Direct, while Justt announced an AI‑driven chargeback solution for franchise networks....
Spotware Systems released cTrader Admin 9.9, the latest broker‑focused upgrade to its cTrader operational suite. The version adds email tracking in session reports, a new Workspace Settings app that consolidates export, chat and notification preferences, and a collapsible main menu that...
Enterprises are shifting treasury management from error‑prone spreadsheets to AI‑driven automated pipelines. Infosys’ Ashish Kumar and IBS FinTech CEO CM Grover highlight that real‑time data integration with ERP, trading platforms, and banks is essential for AI to add value....
Deutsche Börse is acquiring Allfunds for €5.3B, marking the largest infrastructure deal of 2026. Advancing towards a vertically integrated Digital Market Infrastructure (DMI). From clearing to owning the digital ledger of the entire fund lifecycle. Deutsche Börse Group and Allfunds Group Sign...
Klarna posted a record fourth‑quarter revenue of just under $1 billion, a 38% year‑on‑year rise, while gross merchandise volume hit $38.7 billion, up 32%. Active customers grew to 118 million, and the firm continued its push to become a full‑service bank. Despite the...
Fintech startup Stacks announced a £17 million ($23 million) Series A round, led by Lightspeed Ventures and joined by EQT Ventures, General Catalyst and S16VC. The company, which emerged from stealth after an £8.9 million seed, offers an AI‑ready data layer that consolidates fragmented...
Plaid announced a new transactional foundational AI model, built in‑house from its de‑identified financial data, to power what it calls “intelligent finance.” CTO Will Robinson said the model moves Plaid beyond open‑finance connectivity toward smarter, personalized transaction insights and tighter...
J.P. Morgan now handles nearly two billion API requests each month, but only about 13% stem from direct customer‑initiated actions. Historically, open‑banking data flowed freely, enabling budgeting apps, lending tools and countless fintech services. In 2025 the bank began negotiating paid...
The episode explores the emerging "Know Your Agent" (KYA) paradigm, arguing that the next bottleneck in the agentic economy is identity rather than intelligence. Drawing on insights from Sean Neville of Circle and recent industry reports, the host explains how...
In an interview, Mohan Paranthaman and Karthik Iyengar of We Build Products argue that compliance agility, not sheer technology scale, is the true differentiator for banks and fintechs. They cite their experience at Citi, Shopify and other institutions to show how small,...
Why does it cost $11,000 to originate a HELOC? Most industry experts would point to regulatory and compliance hurdles. After all, it's one of the few departments in FIs that keeps growing. @mcagney and @Figure proved otherwise: 45 days → 5 days to...
PhonePe dominates UPI transaction volume with a 51% market share, while Paytm commands only 6% but leads merchant‑payment monetisation. Paytm’s merchant device network and loan services generate higher margins—about 9 basis points versus PhonePe’s 4—resulting in ₹38.6 billion revenue and ₹2.8 billion...
ClearBank has appointed former Uber payments chief Tristan Kirchner as its European CEO to accelerate the bank’s cross‑border growth. The fintech already holds an EU banking licence and serves more than 30 clients across multiple markets. Kirchner will oversee the...
Businesses of all sizes are embracing peer‑to‑peer payment apps such as Venmo, Zelle and Cash App to streamline vendor payments and employee reimbursements. The convenience has sparked a surge in fraud, with New York regulators reporting more than $390 million in losses...
In this five‑minute interview, Maya Jose Bakvili, Stripe’s CRO of AI, explains "agentic commerce"—AI‑assisted chat purchases and AI‑delegated buying—and how Stripe’s infrastructure supports retailers in this emerging space. She highlights four persistent retailer concerns: maintaining control as merchant of record,...
DBS Bank, in partnership with Visa, has launched a pilot that enables AI agents to complete payments on behalf of customers using tokenised card credentials. The trial, dubbed Visa Intelligent Commerce, has already processed real‑world transactions such as food and...
Bitcoin Won Over Wall Street and Now It’s Paying the Price Wall Street may invest in BTC but that doesn't mean they are "hodlers" with the same religious zeal shown by many who profess to "never sell." -Bitcoin's price has...
Launching an LLC begins with a clear picture of how much capital is required, often starting with personal savings or bootstrapping. Entrepreneurs then evaluate external sources such as SBA‑backed loans, grants, and alternative platforms like crowdfunding or credit cards. Adding...
The UK arm of Bank of Ireland was fined £3.78 million by the Payments Systems Regulator for a 14‑month delay in deploying the Confirmation of Payee (CoP) system. The lapse left 1.14 million new payees and roughly £7 million in payments without fraud‑prevention...
ISDA’s new board chair Amy Hong reaffirmed the association’s 40‑year mission to keep derivatives markets safe and efficient, while charting a 2026 agenda focused on technology and regulatory alignment. She highlighted the continued push to finalize Basel III trading‑book rules and...
Paytently, a Malta‑licensed payment institution, announced a partnership with fraud‑prevention specialist SEON to embed the latter’s command‑centre technology into its orchestration platform. The integration brings real‑time AML screening, risk scoring, device intelligence and centralized case management to the core of...
Shahbandr, a Saudi e‑commerce enablement platform, has teamed up with fintech app Tabby to embed its Buy‑Now‑Pay‑Later solution across the network. The integration will cover more than 20,000 online stores in Saudi Arabia and Egypt, allowing shoppers to split purchases...
Visa Consulting & Analytics reports that the 2026 Winter Olympics in Milan boosted overseas Visa cardholder visits by more than 60%, with U.S. travelers up 160% year‑on‑year. European visitors, especially from Germany, also surged, driving average spends of €297, €267...
"Flow can convert consumer distribution into repeat financial behavior." – @MessariCrypto This is what we have been building toward. Insightful report on how Flow goes from collectibles to consumer finance. Feat. FCM, Peak Money, stablecoins, and why shipping crypto products for...
[New Episode] How to Serve the Customers Most Banks Avoid. Interview with Steve Min, Chief Credit Officer of @CreditOneBank. Watch the latest episode now: https://t.co/wUIHckaAy4 https://t.co/A9qJ3lPsUy
LenDenClub, the Indian peer‑to‑peer lending platform, launched the "Bring Swag to Your Portfolio" campaign featuring four short digital films starring actor Suchit Vikram Singh as "Mr. Swag." The humor‑driven videos showcase disciplined lending and steady earnings as a way to...
Modern Treasury just became a PSP competing with Stripe and Adyen. But that undersells it massively. What they really did was rethink what a PSP needs to be in 2026. 👇 https://t.co/UQF88miBKC
Push to Card solves a major issue for off-ramping. Often getting stablecoins anywhere was easy. Getting them to fiat was hard. Pushing the stablecoins to cards does two things 1. Gets there instantly/24*7 2. Can be spent as fiat instantly For payouts use cases its a...
Klarna Group reported a 28% jump in active consumers to 180 million and a 42% increase in merchants to 966,000 in Q4 2025. Gross merchandise volume hit $38.7 billion and revenue topped $1 billion, both surpassing guidance. Transaction margin dollars after provisions rose 17%...
If you want to make things better, start with identity. Get identity right, and everything else becomes easier to improve. Full episode on FF News 👉 https://t.co/aL2XcVsYco https://t.co/YMfPYiOiI1
UBS Steps Up AI Initiatives to Reshape Banking Operations - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/lzgbtiumUP
In a recent episode of This Week in Fintech, Paxos Labs CEO Bhau Kotecha outlined the firm’s vision for stablecoins and tokenized finance. He noted that enterprises typically enter crypto by integrating stablecoins for payments or enabling crypto trading, then...
🌏🧧How #Fintech is transforming the 2,000-year Red Packet tradition: Technology is not only transforming how business is done within the industry but even culture itself. Today, an increasing number of red packets are being shared via online solutions at banks during...
Will #payments be controlled by platforms or executed by open protocols? #BigTech prioritises convenience and consumer protection, while #crypto emphasises user sovereignty and broader agent-level execution.
U.S. banks posted robust Q4 consumer‑loan growth, but all warned that a proposed 10% credit‑card rate cap could restrict credit access and hurt borrowers. JPMorgan’s credit‑card revenue fell short of forecasts by 7.6% and the bank now expects card‑loan growth...
U.K. banks, led by Barclays, are convening to fund a home‑grown payment network aimed at reducing reliance on Visa and Mastercard, which dominate 95% of the non‑cash market. Visa data shows the Milano‑Cortina 2026 Winter Olympics sparked a sharp surge...
TreviPay unveiled its AI‑powered Growth Center, a module inside the client portal that flags early signs of buyer dormancy and suggests targeted incentives. In a pilot with a U.S. retailer, the system identified 60 previously inactive buyers who generated $103,946...
Botkeeper, an early AI accounting platform founded in 2015, announced its closure after eleven years despite achieving high‑accuracy transaction coding and a sophisticated AI suite. The company raised substantial venture capital and built an “Infinite” platform that could reconcile data...
Canadian fintech investment plunged 75% in 2025, falling to US$2.4 billion across 113 deals, down from a record US$9.9 billion in 2024. AI and digital‑asset firms dominated the reduced deal flow, while later‑stage platforms attracted the bulk of capital. The three biggest...
Activist investor Jana Partners has taken an undisclosed stake in payments processor Fiserv, aiming to improve its underperforming stock. Fiserv, valued at about $32 billion, saw shares plunge nearly 70% in 2023 and are down more than 11% year‑to‑date. Jana is...
We’re extremely bullish on stablecoin growth. Stablecoins are the best form of money. Most people in the world would benefit from using stablecoins, and there’s also a second rapidly growing user group - AI agents. I believe stablecoins will be the...
This is why I am a proud and happy @matchaxyz user Watch this ETH Denver talk from @willwarren, showing how propAMMs create exploitative execution for swappers Thanks Will and Matcha for being a responsible leader in protecting users onchain swaps
In this episode, Raj Parekh, Head of Stablecoins and Payments at Monad Foundation, discusses how enterprises can integrate stablecoins into their operations, weighing the prospects of building private corporate blockchains versus using existing networks. He explores whether the market will...
"You'd be SHOCKED how much institutions care about interoperability in crypto" - @PrimordialAA from LayerZero Wonder why? Tune in! https://t.co/kup2M43Ltj
Our crypto backed loan offerings are expanding. Now you can instantly borrow USDC against your XRP, DOGE, ADA, and LTC, as well as BTC and ETH.
In this episode of *Branching Out*, host Bill Dworsky talks with Erin Pryor of First Horizon and Deloitte’s Lauren Holohan about how modern banking is shifting from product‑centric to experience‑centric design. They discuss First Horizon’s “Big Bank Muscle, Small Bank Hustle” strategy, which leverages scale...
The Federal Reserve Bank of Atlanta’s new report shows that merchants’ attempts to shift consumer payment behavior with cash discounts or credit‑card surcharges have little impact because shoppers stick to their preferred method out of habit. Discounts only influence cash‑oriented...
At this point, honestly surprised that SBF and CZ aren't on this advisory committee- https://t.co/6eDUVHAPxL
