Fannie Mae Opens Crypto Collateral Door for Home Loans, Partnering with Coinbase
Fannie Mae announced it will accept Bitcoin and other cryptocurrencies as collateral for home loans, marking the first such move by a major U.S. mortgage agency. The program, developed with Coinbase, aims to give real‑estate investors and homebuyers a new financing option, though specific loan limits and pricing were not disclosed.
AI‑Native Banking OS Powers Autonomous Agent Infrastructure
AI-Native Banking OS: What Does That Actually Mean? @backbase April 28 global reveal - Jouk Pleiter + Tim Rutten unveil the architecture for Agentic Banking. Not "digital transformation". Infrastructure purpose-built for autonomous agents, real-time decisioning, and composable services. Register. EMEA/APAC (1:00...
Paytm Payments Bank License Revocation: Fate of 66K BCs in a Limbo
The Reserve Bank of India revoked Paytm Payments Bank Ltd.'s licence on April 24, 2026, leaving roughly 66,000 business correspondents and 719 permanent staff in uncertainty. The bank’s CASA deposits totaled about $52 million and fixed‑deposit balances with a partner bank...
Ripple's RLUSD Gains Cross‑Chain Access via Wanchain as European Banks Ready Euro‑Stablecoin
Ripple's RLUSD stablecoin has been added to Wanchain’s cross‑chain bridge, allowing two‑way transfers among the XRP Ledger, Ethereum, Cardano and Wanchain. At the same time, European banks ING, UniCredit and BNP Paribas are preparing a euro‑backed stablecoin using Ripple’s infrastructure, slated...
U.S. Soldier Charged with $404K Insider Bet on Polymarket After Maduro Raid
Gannon Ken Van Dyke, a U.S. special‑forces operative involved in the January 2026 raid that captured Venezuelan President Nicolás Maduro, has been indicted for using classified mission details to place $404,000 in profitable bets on prediction‑market platform Polymarket. The case...
Hong Kong Eyes 10,000 BTC Investment for Asia’s First Regulated Bitcoin Capital Pool
Hong Kong‑listed Bitfire Group is launching a regulated Bitcoin‑denominated fund called Alpha BTC, targeting more than 10,000 BTC – roughly $760 million at today’s price. The strategy will employ Bitcoin derivatives and exposure to BlackRock’s IBIT, leveraging Avenir Group’s $908 million US ETF...
How to Earn ~7% APY From Raisin
Raisin, a fintech partner of banks, is running a limited‑time promotion with Everbank that locks a 4.10% APY for 90 days and adds a cash bonus ranging from $70 to $1,500 depending on deposit size. By combining the interest earned...
European Banks Embed Crypto Trading Into Core Brokerage Platforms Amid MiCA Rollout
KBC, BBVA, DZ Bank and Société Générale are integrating regulated crypto trading into their established brokerage and payments infrastructure, leveraging the EU's MiCA framework. The move shifts digital assets from niche units to mainstream product lines, positioning banks to capture...
Robinhood's Singapore Approval Triggers Overblown Tiger Panic
Robinhood $HOOD just secured in–principle approval in Singapore. The market panicked – sending Tiger Brokers $TIGR down significantly in a single session. I think the reaction is overblown. My latest deep dive explains why this is a net negative in...
Financial Giants Hedge as Agentic Rails Transform Commerce
Visa, Stripe, Coinbase, JP Morgan - everyone’s hedging their bets as agentic rails reshape commerce. Discover how to integrate into both legacy and machine-to-machine economies in my new article. https://t.co/fWAC0ztm61 https://t.co/JV9vEpMdN6
King’s Speech to Unleash Wave of City Reforms
The UK government will embed a suite of City of London reforms in the King’s Speech on 13 May, including the abolition of the Payments Systems Regulator, a overhaul of the Financial Ombudsman Service, and the removal of the annual “fit‑and‑proper”...
Revolut's Unified AI Model Boosts Banking Performance
Revolut just moved the IP of banking into a model. Trained on 24 billion banking events in 111 countries. One foundation model replacing six separate ML systems. Credit scoring: +130% Fraud recall: +65% Marketing engagement: +79% The model is the new moat.
LLMs Will Replace Wall Street Risk Models—Brilliant or Catastrophic
DeFi = code is law Agentic finance = models are judgment One is deterministic. The other is probabilistic. Wall Street spent decades building risk models. We're about to let LLMs make those calls in real-time. Either brilliant or catastrophic. Probably both.
BigCommerce Is Renaming Its Plans and Adding an Open Payment Provider Fee for Non-Embedded Payment Processors Starting June 1, 2026
BigCommerce will rename its subscription tiers to Core, Growth, Scale, and Performance on June 1 2026, keeping base prices for Core and Growth unchanged. The Scale plan will shift from fixed per‑block fees to a continuous 0.9% gross merchandise volume (GMV) overage...
Invoice Lifecycle Management: The Future of AP
Why the Future of AP Is Invoice Lifecycle Management by @antgrasso #Finance #Fintech #Technology #ArtificialIntelligence #MachineLearning #ML https://t.co/pZz6B2VXpw
Schwab Rolls Out Covered‑Call Platform for Retail Investors
Charles Schwab introduced a new covered‑call platform that enables retail investors to sell call options against shares they already own. The rollout comes as retail participation drives record daily options volume, positioning Schwab to capture a larger slice of the...
DoorDash Pilots Stablecoin Payouts on Stripe‑Backed Tempo Blockchain
DoorDash announced a pilot that uses the Stripe‑backed Tempo blockchain to pay delivery drivers in a dollar‑pegged stablecoin, targeting faster, cheaper settlements across more than 40 markets. The move positions the gig‑economy leader as the first publicly traded U.S. platform...
The Finanser’s Week:20th April – 26th April 2026
The Finanser’s weekly roundup highlights Revolut’s recent approval for a UK banking licence, signaling fintech firms’ push into fully regulated banking. It also critiques the growing fragmentation of digital banking apps, warns that many firms are misusing AI by focusing...
Dhan Bets Beyond Brokerage
Raise Financial Services, the parent of Dhan, has leveraged its $120 million Series B round to pivot from a pure brokerage to a broader fintech platform. The capital boost, which lifted its valuation to $1.2 billion, funded the acquisition of algo‑trading startup Stratzy,...
OpenAI Adds Specialized Financial Agents via Hiro Acquisition
OpenAI’s Hiro Acquisition Brings Specialised Financial Agents to ChatGPT - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/txL5CvwbV4 https://t.co/56h0lbKx29
Finance Teams Use AI Chat to Skip Manual Reporting
Finance pros can now converse with AI agents to find crucial data, bypassing manual report creation. Prompt AI to dig up details, provide context, or offer deeper analytics beyond surface numbers. #AI #Fintech https://t.co/wyOOcZWODg
Coinbase Exec Says AI Agents Will Power Future Crypto Payments
Coinbase senior executive Jesse Pollak announced that autonomous AI agents will rely on cryptocurrency for transactions, framing a new era of “agentic commerce.” He argued that blockchain‑based, programmable money is uniquely suited to machine‑driven payments, positioning Coinbase’s Base network at...
Gulf Bank Extends Strategic Partnership with Mastercard to Boost Digital Payments
Gulf Bank has renewed its strategic collaboration with Mastercard, signing a multi‑year agreement to broaden digital payment solutions, enhance security and roll out new contactless services. The renewal, signed by Acting CEO Sami Mahfouz and Mastercard President Dr. Dimitrios Dosis,...
Ohpen Deploys Cloud‑Native Mortgage Origination Portal for Dudley Building Society
Ohpen has launched a cloud‑native mortgage‑origination and intermediary portal for Dudley Building Society, aiming to speed up broker workflows and cut manual processing. The platform is now live for select brokers and will roll out to all distributors by year‑end,...
EQIBank Expands Global BaaS Platform to Deliver Fiat and Crypto Services Across 180+ Countries
EQIBank announced on April 24 that its Banking-as-a-Service platform now supports more than 180 jurisdictions and 100 currencies, enabling partners to launch fully regulated fiat and crypto banking in as little as 10 weeks. The rollout targets fintechs, digital‑asset firms...
UK Police Raid Eight London Sites in First Large‑Scale Crackdown on Illegal P2P Crypto Trading
British police, working with the Financial Conduct Authority (FCA) and tax officials, visited eight London locations tied to suspected illegal peer‑to‑peer crypto cash‑trading operations. The coordinated raids resulted in cease‑and‑desist letters and evidence that will feed criminal investigations, underscoring the...
Nigeria's Central Bank Secures Backing for New Digital Banking Safeguards
The Central Bank of Nigeria’s latest digital banking framework, which caps first‑day mobile app transactions at ₦20,000 (≈$26) and mandates device binding, received formal endorsement from the Chartered Risk Management Institute of Nigeria. The institute praised the measures as a...
RBI Revokes Paytm Payments Bank Licence Over Compliance Failures
The Reserve Bank of India has cancelled the banking licence of Paytm Payments Bank, citing repeated compliance breaches in customer due diligence, fund usage and technology infrastructure. The move ends a two‑year saga of regulatory warnings and marks a rare,...
Fintech VC Funding Remains Steady with Record Valuations and Bets on AI and On-Chain Initiatives, Report Reveals
PitchBook reports Q1 2026 fintech venture capital reached $11.5 billion across 563 deals, a 46.3% year‑over‑year rise despite a 24% sequential dip. Median deal size grew to $6.2 million and pre‑money valuations jumped 119% to $71.5 million, setting new benchmarks at every stage. AI‑native...
Ethereum Foundation Offloads More ETH to BitMine Amid Surge in Institutional Staking
The Ethereum Foundation completed an over‑the‑counter sale of 10,000 ETH to BitMine Immersion Technologies for an average $2,387 per token, generating roughly $23.9 million. The foundation said the cash will fund protocol research, ecosystem grants and community programs. BitMine, which seeks to...
Collective Acquires Open Ledger to Own AI‑Driven Bookkeeping Core
Collective has agreed to acquire Open Ledger, an API‑first accounting startup, to bring native AI‑driven ledger technology in‑house. The deal, whose financial terms were not disclosed, positions Collective to offer a fully automated back‑office stack for America’s 30 million solopreneurs.
Crypto Carry‑Trade Gains Traction as Volatility Falls, Yield Boosts via Derivatives
As global market volatility eases, crypto‑focused carry‑trade strategies are seeing a sharp uptick. Bitcoin volatility has fallen 40% since early 2024, while carry‑trade volumes rose 25% in Q1 2025, propelled by staking yields of 5%‑20% and new CME crypto futures.
MoneyFlare Launches AI Trading Bot with $10 Sign‑Up Bonus and $50 Trial Credit
MoneyFlare introduced an AI‑powered trading bot on April 25, 2026, pairing the technology with a $10 sign‑up reward and $50 in trial credit. The platform promises a three‑step onboarding process aimed at simplifying execution for traders navigating increasingly continuous markets.
ACI Worldwide Launches Connetic, Uniting Eight US Payment Networks on a Cloud‑native Platform
ACI Worldwide rolled out its Connetic cloud‑native platform to link eight leading US payment networks, including Fedwire, CHIPS, SWIFT, RTP, Zelle and FedNow. The move targets the growing operational complexity banks face when running multiple instant‑payment rails, promising a single,...
Experian Takes Consumer Financial Guidance to the Next Level with AI-Powered Virtual Assistant
Experian has launched version 3.0 of its Experian Virtual Assistant (EVA), an AI‑powered chatbot that moves beyond credit‑score explanations to analyze spending, flag recurring subscriptions and even execute actions such as credit freezes. The assistant relies on generative AI models but...
Regulation Shifts From Entities to Protocols: Law Becomes Code
Financial regulation in a zero-human world isn't about controlling entities It's about governing protocols The shift from noun to verb From who to how Code is law becomes law is code We're not ready for this
Virtual Assistants Enable Deeper Financial Engagement, Not Just Automation
The opportunity is not just automation. It’s deeper engagement. Virtual assistants can help customers manage money, not just answer questions. https://t.co/dcRagBD5q7
Borderless AI Rolls Out Crypto‑Native Payroll for Workers in 170 Countries
Borderless AI announced a crypto‑native payroll service that lets employers pay domestic and international staff in digital assets. The platform, available in more than 170 countries, arrives as crypto transaction volume is projected to exceed $3 trillion and 559 million users worldwide,...
UK Unveils Sweeping FinTech Reforms to Cement Global Hub Status
During FinTech Week in London, the UK government rolled out a package of digital‑markets reforms that modernise payments regulation, expand Open Banking and introduce a tokenised wholesale market. The measures, led by new Wholesale Digital Markets Champion Chris Woolard, are...
OneStream Beats Generic ERPs for Finance Professionals
Designed for finance and accounting pros, OneStream offers specialized capabilities unlike ERPs built for manufacturing. High customer satisfaction from Gartner reviews proves its value. #FinanceTech #Accounting https://t.co/9rVyncDKyB
The World’s Central Banks Are Now Treating Stablecoins Like a Real Multi-Trillion Dollar Monetary Threat
Central banks have moved from debating stablecoin risk to treating them as a systemic threat, emphasizing control, potential runs, and dollarization. BIS General Manager Pablo Hernandez de Cos called for global cooperation, warning that large‑scale redemptions could destabilize Treasury markets....
Former Ripple Exec Pushes Back Against XRP Conspiracy Claims, Stressing Caution for Investors
Former Ripple CTO and XRP Ledger co‑creator David Schwartz publicly refuted circulating conspiracy theories that link XRP to secret government deals or undisclosed large‑scale projects. He clarified that Ripple’s confidentiality agreements are standard business practice and do not indicate hidden...
Alternative Data Powers Digital Lending for the Unbanked
Digital lending platforms have brought millions of previously unbanked people into the formal financial system. To reach these borrowers, many platforms rely on alternative data such as call records, mobile usage patterns, and social network information. https://t.co/QEz3AWRmB6
JP Morgan Says Tokenization Could Transform Funds Industry but Best Use-Cases May Emerge Years Later
JP Morgan says tokenizing fund assets on blockchain could overhaul the ETF ecosystem, offering faster creation, redemption, and near‑instant settlement. The bank distinguishes synthetic tokenized ETFs, which use derivatives, from native tokenized ETFs that record shares directly on a ledger. While...
Cross-Border QR Payments Gain Ground as Vietnam, Korea Connect Retail Networks
Vietnam’s National Payment Corporation (NAPAS) and South Korea’s KEB Hana Bank, together with BIDV and GLN International, have launched a cross‑border QR‑code payment service that links Vietnamese retail merchants with Korean banking apps and e‑wallets. The platform, operated by NAPAS...
CFTC Sues New York over Bid to Apply Gambling Laws to Prediction Markets
The Commodity Futures Trading Commission filed a lawsuit in federal court to stop New York from applying its gambling statutes to federally regulated prediction‑market platforms. The CFTC seeks a declaratory judgment and permanent injunction, asserting exclusive authority under the 2010 Commodity...
Banking Must Adopt Post‑Quantum Standards, Embrace Cloud
If banking systems cannot evolve to post-quantum standards, they risk becoming structurally insecure. The cloud becomes the logical foundation. https://t.co/4ZvlgernJn
Crypto Builders Asked: What Is Blockchain’s Agent Protection?
Jessi Brooks has a question for crypto builders: Amex just launched agent purchase protection — covering AI agent mistakes on its rails. What's blockchain's version? @kkirkbos @TuongvyLe12 @DEXintheCityPod https://t.co/A4XpQ1XXQZ
Coinbase’s Jesse Pollak Says AI Agents Are the Next Big Wave for Crypto Payments
Coinbase executive Jesse Pollak says autonomous AI agents will drive the next wave of crypto payments, calling the emerging "agentic commerce" a catalyst for mainstream adoption. He highlighted the x402 open‑source payments protocol, which has already processed about $48 million, with 95%...
Banks Embrace AI, Yet Execution Stalls Production
96% of banks say they are engaged with agentic AI. Only 19% have anything in production. That gap is not about regulation. It is about execution. In this episode, I break down what is holding the industry back. 👉 Watch the...